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Wednesday, May 7, 2008
From HealthyWealthyHappyWise - view blog entries - visit this blog
May 7, 2008 at 6:58 am ET
I've talked recently about our new Jeep (which does NOT win awards for gas mileage) and while the mileage isn't of too much concern to us (even at $3.59 a gallon for gas). One reason for ... (more)

Tuesday, April 29, 2008
From HealthyWealthyHappyWise - view blog entries - visit this blog
April 29, 2008 at 5:43 pm ET
I saw an article this morning over at Minyanville (the financial education site for investors) where someone had forgotten to send in their payment on their American Express Blue Card. Fortunately, they had plenty ... (more)

Sunday, April 27, 2008
From HealthyWealthyHappyWise - view blog entries - visit this blog
April 27, 2008 at 9:44 am ET
1) Stop overspending. If you are spending more than you make you are getting deeper and deeper into a hole. The first step is therefore to get your spending under control. Make a weekly ... (more)

Friday, April 25, 2008
From HealthyWealthyHappyWise - view blog entries - visit this blog
April 25, 2008 at 7:00 am ET
Unless you live under a rock, you've noticed that gasoline has gotten a tad expensive. Ever wondered where the money goes? According to CNN, it breaks down like this: -- 72% Producers (Exxon, Chevron, ... (more)

Thursday, April 17, 2008
Catching Waves (2 clicks)
From HealthyWealthyHappyWise - view blog entries - visit this blog
April 17, 2008 at 5:14 pm ET
The last year has been good to us. We've improved our income and purged unhealthy debt -- the only debt we have that isn't locked in at 0% is our mortgage. We've controlled ... (more)

Wednesday, April 16, 2008
From HealthyWealthyHappyWise - view blog entries - visit this blog
April 16, 2008 at 5:13 pm ET
As you know (from my previous entry), we just bought a Jeep Wrangler. Furthermore, if you have followed along here you'll see that I did some curves a few months ago that help define ... (more)

Monday, April 14, 2008
From HealthyWealthyHappyWise - view blog entries - visit this blog
April 14, 2008 at 5:30 pm ET
This is not a perfect purchase from a financial point of view... However, I'm pretty happy with the choice. Before the new purchase of the new Wrangler (and yes, it's tricked out) we had two cars: ... (more)

Tuesday, April 1, 2008
From HealthyWealthyHappyWise - view blog entries - visit this blog
April 1, 2008 at 5:44 am ET
House prices are falling. Interest rates too. If you are renting, is this the time to buy? Personally, I think the market has a ways to fall, but it won't fall forever and timing the bottom ... (more)

Monday, March 31, 2008
Get a Life! (1 click)
From HealthyWealthyHappyWise - view blog entries - visit this blog
March 31, 2008 at 5:43 am ET
Money money money money. It's not an end, it's a means to an end. It is not the purpose of your life even though it is an important element of your life. Putting your financial house ... (more)

Sunday, March 30, 2008
From HealthyWealthyHappyWise - view blog entries - visit this blog
March 30, 2008 at 8:44 am ET
If you use Firefox (you should), and start typing "how much house can I afford" into the Google search box you won't get much beyond "how much" before the auto-suggest feature will offer the rest ... (more)

Saturday, March 29, 2008
Frugal vs. Cheap (13 clicks)
From HealthyWealthyHappyWise - view blog entries - visit this blog
March 29, 2008 at 8:57 pm ET
In seeking to be frugal, I sense that many people cross the line and become cheap. What's the difference between frugal and cheap? I used to have a coworker who was very motivated financially. He was ... (more)

Tuesday, March 18, 2008
From HealthyWealthyHappyWise - view blog entries - visit this blog
March 18, 2008 at 5:14 pm ET
As an employee of my state (I work for UNC-Chapel Hill), my retirement is in the state pension plan. Here's my problem: I want to retire well-off. How much extra do I need to ... (more)

Sunday, March 16, 2008
From HealthyWealthyHappyWise - view blog entries - visit this blog
March 16, 2008 at 12:43 pm ET
Thanks to good planning, hard work and a bit of good fortune we've cleared debt we wanted to pay off several months sooner than we had estimated and years ahead of when I would have ... (more)

Friday, February 8, 2008
From HealthyWealthyHappyWise - view blog entries - visit this blog
February 8, 2008 at 10:21 pm ET
I mentioned the immense size of the US Publicly Held National Debt in my last post. In this one, I look at how big and bad the situation really is by looking at it ... (more)

Free Money! (15 clicks)
From HealthyWealthyHappyWise - view blog entries - visit this blog
February 8, 2008 at 9:47 pm ET
Later this spring the US government is going to send us all FREE MONEY! Wheee!!! $600 per person, $1200 per couple PLUS you get another $300 per child. Wow! Free cash is raining ... (more)

Wednesday, January 23, 2008
From HealthyWealthyHappyWise - view blog entries - visit this blog
January 23, 2008 at 9:00 am ET
The News The Federal Reserve dropped interest rates by a record 3/4 of a percent yesterday. (That's 75 basis points in fed-speak.) That's not wading into the economic fray -- it's diving in. Clearly the ... (more)

Tuesday, January 22, 2008
From HealthyWealthyHappyWise - view blog entries - visit this blog
January 22, 2008 at 6:59 am ET
Mmmm... I love Chinese food. I love noodles. I love General Tso's Chicken. I could eat Chinese takeout every day... maybe even twice a day. Yum. Yum. YUM! Neither my ... (more)

Sunday, January 20, 2008
From HealthyWealthyHappyWise - view blog entries - visit this blog
January 20, 2008 at 7:14 am ET
I think we all suffer from a tendency towards making bad mistakes given a few ingredients: 1) Something we really want to be true 2) A situation we don't understand (and we can be aware of this ... (more)

Friday, January 18, 2008
From HealthyWealthyHappyWise - view blog entries - visit this blog
January 18, 2008 at 7:28 pm ET
The stock market had a bad day today. Well, actually it's been a bad week. Whole last month, even. If you have a 401K, I bet you've watched 10% or more of your retirement fund evaporate. Nice ... (more)

In a Hole? (7 clicks)
From HealthyWealthyHappyWise - view blog entries - visit this blog
January 18, 2008 at 6:43 pm ET
Will Rogers once said: If you find yourself in a hole, the first thing to do is stop digging. Think about it. We contribute to most of our own problems: we dig our own holes one way ... (more)

Sunday, January 6, 2008
From HealthyWealthyHappyWise - view blog entries - visit this blog
January 6, 2008 at 5:00 pm ET
I've done a little reading about the Fair Tax Initiative of which presidential candidate Mike Huckabee is a proponent. I don't plan to address the merits of a universal sales tax here, but I ... (more)

Saturday, December 15, 2007
From HealthyWealthyHappyWise - view blog entries - visit this blog
December 15, 2007 at 10:09 am ET
We all have goals. Some people reach them. Some don't. What makes the difference? In Success is Not and Accident Tommy Newberry writes: You may remember the study of 1953 Yale graduates. The subjects ... (more)

A Broader Scope (5 clicks)
From HealthyWealthyHappyWise - view blog entries - visit this blog
December 15, 2007 at 7:14 am ET
If you go all the way back to my second entry, you'll see that I meant HealthyWealthyHappyWise to be more than just a personal finance blog, but that I was going to focus first upon ... (more)

Thursday, December 13, 2007
Branching Out (1 click)
From HealthyWealthyHappyWise - view blog entries - visit this blog
December 13, 2007 at 5:43 am ET
HealthyWealthyHappyWise has first and foremost been a personal finance blog. I feel the time has come to expand that out a bit in keeping with the title to make it a more well-rounded blog ... (more)

Saturday, November 17, 2007
From HealthyWealthyHappyWise - view blog entries - visit this blog
November 17, 2007 at 11:16 pm ET
Kelley Blue Book is a great resource when buying or selling a car. It gives you a good guide as to the "fair value" of the vehicle you are trying to buy or sell. Kelley ... (more)

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