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    Friday, May 16, 2008 From I've Paid For This Twice Already - view blog entries - visit this blog
May 16, 2008 at 3:05 pm ET For the foreseeable future, every Friday afternoon I will be reviewing a section of Jean Chatzky’s Make Money Not Excuses and how it relates to me and my financial situation and outlook. The first review is here, Chapter 1 is here, Chapter 2 is here, Chapters 3, 4, and 5 are here, and [...] ... (more) A Carnival Here and A Festival There (2 clicks)
From I've Paid For This Twice Already - view blog entries - visit this blog
May 16, 2008 at 11:43 am ET This week I entered 5 carnivals and a festival, and was fortunate enough to be chosen as an editor’s pick in two of them, raising my year’s total to 23. Thanks to all the hosts who put the carnivals and festival together! I know from experience it is a lot of work to [...] ... (more) From I've Paid For This Twice Already - view blog entries - visit this blog
May 16, 2008 at 6:21 am ET Another side effect of being in considerable debt is that you may have a lack of available funds to make the frugal choice vs the cheap choice. I talk a lot about being frugal vs being cheap, and how I work out the difference for myself. A core tenet of frugality, to me, [...] ... (more) Thursday, May 15, 2008 My Free Iced Coffee Would Cost Me $3.98 (4 clicks)
From I've Paid For This Twice Already - view blog entries - visit this blog
May 15, 2008 at 3:39 pm ET Today is Free Iced Coffee Day at Dunkin Donuts. If you will be near or pass by a Dunkin Donuts today, by all means, stop in and get a free iced coffee! The offer is good until 10pm tonight, so make sure to take advantage of it if it will incur no hidden costs for [...] ... (more) From I've Paid For This Twice Already - view blog entries - visit this blog
May 15, 2008 at 5:22 am ET Since the economic stimulus checks started going out via direct deposit and now also paper check, I have had a lot of questions from people who thought they would receive their check already based on the IRS published schedule, but have not. I did some digging on the IRS website to try and find [...] ... (more) Wednesday, May 14, 2008 From I've Paid For This Twice Already - view blog entries - visit this blog
May 14, 2008 at 4:46 pm ET Last month I signed up for Revolution Money Exchange, a service similar to paypal for person to person financial transactions but without the fees paypal charges. Since then, I have used the service several times, and honestly, I have had mixed results with it. At this point, I think it shows promise, but [...] ... (more) From I've Paid For This Twice Already - view blog entries - visit this blog
May 14, 2008 at 5:58 am ET On Monday I wrote my treatise on why I find value in having an emergency fund even while still in debt. Mathematically, there is a sacrifice in interest earned on savings vs interest saved by using that to pay down debt, but I feel the benefits are more than financial. The responses to [...] ... (more) Tuesday, May 13, 2008 From I've Paid For This Twice Already - view blog entries - visit this blog
May 13, 2008 at 3:42 pm ET A few weeks ago, I made the decision to, for a short time, change our financial focus from primarily debt reduction to a mix of debt reduction and saving. Until our emergency fund is at $2000, all my snowflakes will be split evenly between our emergency fund account and our student loan payoff fund. [...] ... (more) From I've Paid For This Twice Already - view blog entries - visit this blog
May 13, 2008 at 5:57 am ET On Saturday I went grocery shopping, and as I posted about earlier, I found an amazing deal on energy bars that my spouse eats (they were being clearanced) and bought all the store had of them. All told, I spent about $50 on them, and have certainly busted the grocery budget for this month. [...] ... (more) Monday, May 12, 2008 ArtsCow Offering 400 Free Prints - My Review (7 clicks)
From I've Paid For This Twice Already - view blog entries - visit this blog
May 12, 2008 at 3:34 pm ET A week or two ago, I read a post on My Good Cents about ArtsCow.com offering 400 free photo prints (200 4×6s and 200 5×7s) to new customers. I had never heard of ArtsCow so I checked it out, and signed up. I did get credits for 400 free prints (50 a month of each [...] ... (more) From I've Paid For This Twice Already - view blog entries - visit this blog
May 12, 2008 at 5:43 am ET There are a number of different viewpoints on what an emergency fund is and what constitutes an emergency fund. While a cash emergency fund may be seen by many as the ideal, there are also arguments for emergency funds that consist of various lines of credit - from home equity to overdrafts to credit [...] ... (more) Sunday, May 11, 2008 Breaking the Budget Grocery Shopping - Whee! (15 clicks)
From I've Paid For This Twice Already - view blog entries - visit this blog
May 11, 2008 at 5:05 pm ET Yes, indeed, the grocery budget is taking a beating with the ever-increasing prices on staples here. But that’s not what this post is about. Yesterday when I shopped I totally broke the grocery budget, and it wasn’t solely because of rising prices. I found a clearance sale I could not refuse and spent about $50.00 [...] ... (more) From I've Paid For This Twice Already - view blog entries - visit this blog
May 11, 2008 at 11:36 am ET The nice people at SmartyPig sent me a $50 gift card to give away to my readers, so I have been doing some research into SmartyPig and what they’re about. I’m working on a review of what I think about it, and when I am done, I will publish it with a giveaway of [...] ... (more) Saturday, May 10, 2008 Marketing and Mother’s Day (3 clicks)
From I've Paid For This Twice Already - view blog entries - visit this blog
May 10, 2008 at 10:18 am ET Last night I decided I wanted a cake for Mother’s Day. I actually spent a portion of the night dreaming about Mother’s Day cakes. Why? I’d never had a cake on Mother’s Day before, or even thought of having one. Growing up, we’d never given my mother cakes on Mother’s Day, [...] ... (more) Friday, May 9, 2008 From I've Paid For This Twice Already - view blog entries - visit this blog
May 9, 2008 at 2:54 pm ET For the foreseeable future, every Friday afternoon I will be reviewing a section of Jean Chatzky’s Make Money Not Excuses and how it relates to me and my financial situation and outlook. The first review is here, Chapter 1 is here, Chapter 2 is here, and Chapters 3, 4, and 5 are here.
Love to [...] ... (more) From I've Paid For This Twice Already - view blog entries - visit this blog
May 9, 2008 at 5:58 am ET My inlaws visited us for a week recently, and while they were here, they shopped at our local Kroger quite a bit. My inlaws have lots of specific dietary needs and wants, and instead of sharing them with me so I could stock up on what they like, they chose to just go get [...] ... (more) Thursday, May 8, 2008 From I've Paid For This Twice Already - view blog entries - visit this blog
May 8, 2008 at 3:07 pm ET The technicians are here as I type installing our new furnace. They cleaned all my ducts this morning (that was a fun project for them, I’m sure) and now the furnace is being installed. I just finished meeting with the president of the company, who is the person who came originally to the house to [...] ... (more) From I've Paid For This Twice Already - view blog entries - visit this blog
May 8, 2008 at 6:20 am ET When I was a kid, I was a saver. In fact, I saved almost every penny I was given from the time I was old enough for people to give me money directly versus giving it to my parents for me. By the time I was 16 I had saved enough money to put [...] ... (more) Wednesday, May 7, 2008 Carnival Cheer From Around The Web (1 click)
From I've Paid For This Twice Already - view blog entries - visit this blog
May 7, 2008 at 4:58 pm ET So what’s a blog carnival, and why should anyone care? One of the very first ways I found other bloggers who were working their way of of debt like me was through the Carnival of Debt Reduction. A carnival is simply a collection of recent, user submitted posts, on a particular topic. The [...] ... (more) From I've Paid For This Twice Already - view blog entries - visit this blog
May 7, 2008 at 11:50 am ET One of my readers, A @ Too Much Time For Nothing, alerted me in a comment this morning that Walgreens has another free picture special today and today only. Use the code 4MOM and get a free 8×10. If you pick it up at the store, there is no shipping, so it really is free! [...] ... (more) From I've Paid For This Twice Already - view blog entries - visit this blog
May 7, 2008 at 6:21 am ET You walk into Babies R Us, armed with a big coupon off cases of diapers that makes the per diaper cost a sale like you’ve never seen before. You buy two cases of diapers, but also pick up a few things off the clearance rack. You might not need them, but they were [...] ... (more) Tuesday, May 6, 2008 Tell All Tuesday ~ April Wrapup (5 clicks)
From I've Paid For This Twice Already - view blog entries - visit this blog
May 6, 2008 at 3:11 pm ET With the furnace purchase looming on the horizon, it is time to get all of our ducks in order and look at how last month went. Overall, it was a pretty okay month, but that was due to my increasing several sources of income more than spending less money. In fact, I spent [...] ... (more) From I've Paid For This Twice Already - view blog entries - visit this blog
May 6, 2008 at 6:28 am ET I’ve spent a good portion of my adult life without anything I would call an emergency fund. Although I had saved some money in a retirement fund, I didn’t have anything to speak of in a savings account that I could easily access, and honestly, even though I thought I “should” I didn’t really [...] ... (more) Monday, May 5, 2008 From I've Paid For This Twice Already - view blog entries - visit this blog
May 5, 2008 at 3:50 pm ET It is the start of a new month, and as such, I like to look back over the past month and look at how things went. The ones about my finances and related topics will come tomorrow and Wednesday, today I want to take the time to thank the top ten blog referrers to I’ve [...] ... (more) Craigslist Vs eBay (3 clicks)
From I've Paid For This Twice Already - view blog entries - visit this blog
May 5, 2008 at 6:35 am ET I had a comment last week on one of my older posts about selling items on Craigslist asking me what I thought about Craigslist and eBay, and when to use which service to sell your unneeded or unwanted belongings. I haven’t been using either lately, and I have not used eBay anywhere near as [...] ... (more) Items 1 - 25 of 359
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