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From Prime Time Money - view blog entries - visit this blogMarch 11, 2008 at 5:49 pm ET
The savings account rate is down from 3.65% APY. Bummer. I have several accounts with ING DIRECT:
Our Emergency Fund
Our Property Tax Fund
Our Discretionary Spending Checking Account
All will be affected and my interest earned at the end of 2008 will be less than expected (assuming the rate doesn’t go back up). However, even with the rate [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogMarch 11, 2008 at 5:05 pm ET
Satellite and Cable TV Service
If you’re one of the few who survives without the use of satellite or cable TV service, I applaud you. I must say, I’m slightly jealous. I hate having to pay this bill every month…just not enough to quit my TV watching ways. For the record, if it weren’t for the [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogMarch 10, 2008 at 10:07 am ET
File Your Taxes For Free
It’s tax time. We’re a little over a month away from April 15th. If you meet certain criteria, you may just be able to file your taxes for free, even e-file. Here are three ways you might be able to file your taxes for free, two of which I’ve used:
1. TaxAct [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogMarch 9, 2008 at 2:31 pm ET
ING DIRECT has given me a batch of referrals! Start saving today!
To earn $25 Signup Bonus, you will need to open your account with $250.
Each link will work only once. The link has already been used if you get the following message:
We’re sorry, but the referral link within the email you received has expired and [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogMarch 9, 2008 at 12:37 am ET
March Madness (cont…)
“Who’s the big winner? I’m the big winner, that’s who!” Thanks for your help. Both of my articles won and made it to the second round of the March Madness blog post competition for charity. It’s down to 32 posts. The first is up right now. Please go vote for my post on property “taxes” [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogMarch 7, 2008 at 11:18 am ET
Why Check Your Credit Report
I recently presented information detailing how to get your free credit report from annualcreditreport.com. I thought I’d follow up that post with one on what to do when you have incorrect information on your reports. After all, the reason you need to check your reports periodically is because there may be something wrong on [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogMarch 5, 2008 at 4:10 pm ET
AnnualCreditReport.com
It’s been a while since I’ve checked my credit history so today I decided to get my free credit report from annualcreditreport.com. For those not familiar with it, it’s a website that the three credit reporting agencies (Experian, Equifax, and TransUnion) have set up based on a requirement from the Fair Credit Reporting Act. Using this [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogMarch 4, 2008 at 12:24 pm ET
Vote Now for March Madness
As I shared with you this past weekend, I’m involved with a blog post competition (March Madness style) over at Free Money Finance. I have two of my posts submitted to the tournament. The first post, on paying your own property taxes is doing well in the first round. Today, my [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogMarch 4, 2008 at 8:00 am ET
Is your spending out of control lately? Here’s a quick tip to help you gain insight and instill discipline into your spending habits: Go cash only for one week!
Using Cash is So Old School
Most of us at one time or another find ourselves without cash. You end up using your credit or debit [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogMarch 3, 2008 at 11:15 am ET
Credit Card Question
I have access to what search phrases are bringing people to Prime Time Money. For instance, just the other day someone searched for the following phrase in Google and found my site:
“is it best to pay off my credit card balance or make payments”
Hopefully this searcher found some good information here. But I doubt [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogMarch 2, 2008 at 6:10 pm ET
Today I ran across a Yahoo! Finance article on managing debt and credit. The last section of the article was on “the role of debt“. An excerpt from that section:
“Today, carrying installment debt is almost a fact of life. Mortgages, car loans, or small-business loans (to name a few) are part of almost everyone’s life. [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogMarch 1, 2008 at 7:23 pm ET
Samaritan’s Purse and March Madness
During the Month of March, Free Money Finance will be hosting the annual March Madness blog article competition for charity. I have two posts in the contest. The first is my post on paying your own property taxes, and it’s up right now in round one, game 5. If you enjoyed [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogFebruary 29, 2008 at 5:25 pm ET
Progress Report
February has been a “personal” record-setting month for Prime Time Money. There have now been 11,000 visitors (5,000 in February alone) to the site, and more than 25,000 page views. We’re really taking off. Thanks for reading and checking-in.
(life of a blog)
Subscribe Today!
If you’re not already a subscriber, please do so here (by reader) or here [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogFebruary 29, 2008 at 8:00 am ET
Our Dining Out Expenses Are Too High
My friend NCN, from No Credit Needed, recently posted this question:
“What One Area Of Your Personal Finance Management Would You Like To Improve?“
For me, that would be being able to better control our dining out expenses. It’s the one category in our budget that I consistently have trouble controlling. [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogFebruary 27, 2008 at 8:00 am ET
Welcome to the Money Hacks Carnival!
I’m lucky enough to be hosting the 1st edition of the Money Hack Carnival. However, I can’t take credit for dreaming this thing up. You can thank my friend Pinyo for that. He’s the creator of Moolanomy (an excellent personal finance blog) and the Money [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogFebruary 26, 2008 at 3:17 pm ET
Tomorrow I’m hosting the 1st ever Money Hacks Carnival http://www.moneyhackers.net/money-hacks-carnival/
Be sure an swing by and check out all the great articles.
If you’re a personal finance blogger and haven’t done so already, please submit your post here: http://blogcarnival.com/bc/submit_3562.html ... ( more)
From Prime Time Money - view blog entries - visit this blogFebruary 25, 2008 at 9:15 am ET
A little over a year ago I read David Bach’s Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich (affiliate link). I’d have to say that this book has influenced me the most regarding managing my personal finances. I picked it up again a week ago and would like to present a quick review here on [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogFebruary 23, 2008 at 8:27 pm ET
Beer and Deer
Tonight, Mrs. PT and I are going to a friend’s annual “Beer and Deer” party. It’s called this because the guy throwing the party reveals his homemade beer brew, and they serve deer meat that he has left over after season. I’m not a huge fan of deer, but I do like the occasional beer. While I [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogFebruary 22, 2008 at 10:05 am ET
Reader Question
I recently got this question from a reader concerning parents and money:
“I am trying to figure out why I feel uncomfortable about something- My husband and I are saving for a car, we are debt-free, have $10,000 for an emergency fund, and have $2,000 in the future car savings account. Dad said to me [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogFebruary 21, 2008 at 3:00 pm ET
Paying Bills: Madness to Method
Are you still making a few bill payments by check? Or are you the type that likes to make your online bill payments FROM your checking account’s bill pay feature (instead of using auto-withdrawal)? If so, then you probably go to your checkbook and bank’s online bill pay feature several different times [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogFebruary 20, 2008 at 8:00 am ET
Companion Airline Ticket Finally Arrives
Please forgive me for this rant. Last month I wrote about the 3 Steps to Stress-Free Rebates. Obviously I haven’t taken my own advice because I’m pretty stressed right now. In that posts, I shared that I was waiting, not so patiently, on a free companion airline ticket to arrive from Dish Pronto. I’d [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogFebruary 19, 2008 at 4:00 pm ET
I got tagged by Moolanomy over the weekend to participate in the 123 Book Meme.
The rules:
Pick up the nearest book (of at least 123 pages).
Open the book to page 123.
Find the fifth sentence.
Post the next three sentences.
Tag five people.
The book closest to me was David Bach’s The Automatic Millionaire: A Powerful One-Step Plan to Live [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogFebruary 18, 2008 at 9:00 am ET
This past month, I actually did a full blown budget. On or around January 1st I wrote down exactly where every dollar was going to come from, and where it was going to go. Then, at the end of the month, I checked our bank accounts and pay stubs and compared those previously [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogFebruary 17, 2008 at 3:37 pm ET
This weekend is the NBA’s All-Star weekend. One of my favorite parts of the weekend is the slam dunk contest. Dwight Howard won this year thanks to this monster superman style dunk. Check out the funny costume and cape. This definitely ranks high in my “things I wish I could do” list.
It’s been a great [...] ... ( more)
From Prime Time Money - view blog entries - visit this blogFebruary 15, 2008 at 10:15 am ET
I talk much about emergency funds on Prime Time Money, but it just occurred to me that I hadn’t actually written a post on starting one. Now, I did detail how we put our savings in a high interest savings account in this 10 Things series post. That post could easily be titled “open up your emergency fund [...] ... ( more)
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