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Wednesday, April 16, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
April 16, 2008 at 8:00 am ET
The science of asset allocation gets a lot of attention in the personal finance realm but it only tells part of the story.  In an ideal world, there would be no taxes or transaction costs, so ... (more)

Tuesday, April 15, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
April 15, 2008 at 8:00 am ET
If Peter Lynch’s One Up On Wall Street : How To Use What You Already Know To Make Money In The Market doesn’t get you excited about stock picking, nothing will. Lynch has ... (more)

Monday, April 14, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
April 14, 2008 at 9:55 am ET
The term long tail, coined by Wired editor Chris Anderson in the October 2004 issue, refers to a socio-economic trend away from a hit-based economy to a niche-based one.  In essence, the theory of the ... (more)

Sunday, April 13, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
April 13, 2008 at 12:08 pm ET
And on the seventh day, The Lord surfed the web for personal finance advice. “Go forth my children, and learn the ways of profitable investing for yea, nothing pleases Me more than to see my children ... (more)

Friday, April 11, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
April 11, 2008 at 10:00 am ET
So I finally finished up my taxes this weekend.  My personal return was no big deal, as always.  TurboTax does a pretty good job of importing my brokerage and W2 data directly over the internet ... (more)

Thursday, April 10, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
April 10, 2008 at 10:00 am ET
There are probably plenty of four letter words that come to mind when you look over your mutual fund statement for the past few months, but there are also a couple of five letter words ... (more)

Wednesday, April 9, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
April 9, 2008 at 10:00 pm ET
I had a Stumbleupon panic earlier this week coupled with a botched Wordpress upgrade that brought my server to its knees.  Thanks a to the Ramblings of a Bored Geek, I’ve got wp-supercache with a ... (more)

From Amateur Asset Allocator - view blog entries - visit this blog
April 9, 2008 at 10:00 am ET
I had a semi Wordpress panic upgrading to version 2.5 and lost a few posts from the database I had prepared to publish in the next few days.  My host assures me they can get ... (more)

Tuesday, April 8, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
April 8, 2008 at 12:45 am ET
Morningstar recently laid out a few ways to tell if your fund company is putting you first.  Corporate culture is key when it comes to how you’re treated as a shareholder.  Are the fund boards independent ... (more)

Monday, April 7, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
April 7, 2008 at 10:07 am ET
I would probably already be a multi-millionaire if it weren’t for these huge money-wasters.  I estimate just in the past month, I’ve wasted approximately $152,502.42 on the following vices.  Not that I’m complaining: you only live once, right?  I ... (more)

Saturday, April 5, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
April 5, 2008 at 3:28 pm ET
My post Determine Your Risk Tolerance was featured in monday’s Carnival of Personal Finance #146 - Online Broker Tips Edition hosted by StockTradingToGo.  How To Create An Alternative Source Of Income Part One by The Financial Blogger My personal ... (more)

Friday, April 4, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
April 4, 2008 at 10:07 am ET
Stuck in unusually bad traffic on the way home from the office Thursday afternoon, I heard a commercial that really pissed me off.  It was for a company called BlueHippo (hereafter referred to as Evil ... (more)

Thursday, April 3, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
April 3, 2008 at 10:14 am ET
Here is the schedule for Bush’s 2008 economic stimulus tax rebate.  To be eligible for the full rebate, single filers must have a 2007 Adjusted Gross Income below $75,000 and joint filers must have an AGI ... (more)

Wednesday, April 2, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
April 2, 2008 at 9:58 am ET
When will people learn if something sounds too good to be true, it probably is?  A Santa Ana insurance agent and Irvine securities lawyer allegedly took investors for more than $40 million.  Multitudes of small ... (more)

Monday, March 31, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
March 31, 2008 at 9:58 pm ET
Over the long term, corporate earnings tend to comprise about 10% of GDP.  This number fluctuates, of course, but the long-term trend is relatively consistent.  Since corporate earnings are eventually reflected in stock prices and ... (more)

From Amateur Asset Allocator - view blog entries - visit this blog
March 31, 2008 at 10:35 am ET
All investments have risk, even supposedly “risk-free” assets like US Treasury Bills.  For practical purposes, however, the yield on the 90-day US Treasury Bill is often referred to as the risk-free rate because the risk of ... (more)

Saturday, March 29, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
March 29, 2008 at 10:08 pm ET
Nobody knows the future and there are no crystal balls, but that doesn’t stop people from trying to divine the future of stock prices.  There have been many methods put forth over the years, most ... (more)

From Amateur Asset Allocator - view blog entries - visit this blog
March 29, 2008 at 11:20 am ET
I’ve been told words like “most interesting” or “best” are divisive and politically incorrect.  From now on, instead of the most interesting posts of the week, I will giving out Weekend Link Love and sending ... (more)

Friday, March 28, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
March 28, 2008 at 10:17 am ET
I often hear people ask “Which mutual fund company should I open my IRA with?” There are many choices, but I’m going to narrow it down to three. Some companies not on the list, like ... (more)

Thursday, March 27, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
March 27, 2008 at 12:03 am ET
Many people think life would be peachy if they were rich.  They wouldn’t have to work or worry about money or anything else, because there’s no problem their money couldn’t solve.  But is it really ... (more)

Wednesday, March 26, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
March 26, 2008 at 12:35 am ET
A little more than a year ago, I decided I needed a better cash rewards card than what I currently had, so I went out and signed up for a Chase Freedom Visa Card.  The ... (more)

Tuesday, March 25, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
March 25, 2008 at 12:49 pm ET
My post Mutual Fund Companies Often Make Better Investments Than The Funds They Manage was featured in this week’s Carnival of Personal Finance #145:  Baby Education Edition hosted by Million Dollar Journey.  Great job on the ... (more)

From Amateur Asset Allocator - view blog entries - visit this blog
March 25, 2008 at 10:31 am ET
Much has already been written about Lifestyle Inflation, that notorious demon that rears its head every time you get a raise or a large bonus.  “What could it hurt to buy that new car?  It’s ... (more)

Monday, March 24, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
March 24, 2008 at 10:27 am ET
Sure, everybody wants to buy the next Microsoft or find the next super-star fund manager that will allow them to cruise comfortably into retirement without saving another dime, but what do you think are the chances ... (more)

Sunday, March 23, 2008
From Amateur Asset Allocator - view blog entries - visit this blog
March 23, 2008 at 1:30 pm ET
Usually I do this on saturdays, but it’s been a busy Easter Weekend and I’m horribly sunburned from various outdoors activities. Can Merchants Require A Minimum Purchase For Credit Card Transactions? by Credit Addict I’ve been telling ... (more)

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