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Friday, May 9, 2008
From Money and Values - view blog entries - visit this blog
May 9, 2008 at 1:30 pm ET
Tomorrow, May 10th, is World Fair Trade Day, and people across the United States are planning to set a world record by getting together tomorrow afternoon for a giant "Fair Trade Coffee Break."  (Although if you're not a coffee-drinker, don't despair; it looks like many/most of the gatherings include other fair trade products like tea, wine, chocolate, and fruit... at least one place is offering fair trade bananas dipped in fair trade chocolate, and I'm totally jealous!)  There are over 100 events going on in locations across the country; check out the listing here for one near you.    [If you're asking "What's fair trade and ... (more)

Thursday, May 8, 2008
From Money and Values - view blog entries - visit this blog
May 8, 2008 at 7:50 pm ET
ClimateCounts.org has just released their new scorecard on companies' climate change policies-- the extent to which companies are measuring, disclosing, and reducing their contributions to climate change.  This PDF pocket guide gives you scores by sector of 56 major companies.  You can quickly see some dramatic differences; for example, in the Electronics category, IBM leads the pack with a score of 77 out of 100, while Apple trails with only 11.  Coke (61) beats Pepsi (37).  And while McDonalds only scores 27, Burger King and Wendy's are both worse, at dead 0.  The highest scorer overall is Nike (82.)  You can read more details in these profiles.   This scorecard is ... (more)

Thursday, May 1, 2008
From Money and Values - view blog entries - visit this blog
May 1, 2008 at 8:24 pm ET
Hurry over to Greener Pastures and check out Lisa's superb edition of the Carnival of Ethics, Values, and Personal Finance. Not only does she organize dozens of great submissions and highlight six great ones as her favorites, but she also intersperses it with info from the Better World Shopping Guide about the best (and worst) of responsible businesses. Do you want to host an edition of the Carnival? Send me an e-mail (my address is in the sidebar) and let me know! And click here to submit posts for next time. ... (more)

Saturday, April 26, 2008
From Money and Values - view blog entries - visit this blog
April 26, 2008 at 1:09 pm ET
So long, folks, I'm off on vacation until next Sunday night! I may get a post in while I'm traveling, but if not, I'll be back and posting again on May 5th. In the meantime, have I got some great stuff for you to peruse while I'm gone! Read on:Ben and Jerry's free cone day is this Tuesday, April 29th-- find a participating location near you!I've jumped on the bandwagon and joined RevolutionMoneyExchange, an alternative to PayPal without the fees. If you sign up before May 15th, you'll get $25 (and I'll get $10 for referring ... (more)

Tuesday, April 22, 2008
From Money and Values - view blog entries - visit this blog
April 22, 2008 at 11:06 pm ET
Happy Earth Day! Here are a few things you can do in honor of the day:Quick Things:E-mail your bank and tell them to stop funding climate changeSubscribe to fun daily eco-tips from Ideal BiteRead Michael Pollan's "Why Bother?" ("It’s hard to argue with Michael Specter, in a recent New Yorker piece on carbon footprints, when he says: “Personal choices, no matter how virtuous [N.B.!], cannot do enough. It will also take laws and money.” So it will. Yet it is no less accurate or hardheaded to say that laws and money cannot do enough, either; that it will ... (more)

Monday, April 21, 2008
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April 21, 2008 at 9:10 am ET
Happy Monday. I hope you had a better money week than I did last week; a $20 bill fell right out of my pocket, and boy do I feel stupid! Anyway, here's your round-up of links from the past week: Two takes on the theme of following your dreams in career choices: Forest Solitaire at Free Money Finance is an excerpt from the book Get Satisfied: How Twenty People Like You Found the Satisfaction of Enough, and then there's Following Your Bliss: Good Advice or Bunk? at Consumerism Commentary.The Carnival of Personal Finance was at Gather Little By ... (more)

Saturday, April 19, 2008
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April 19, 2008 at 10:59 pm ET
Recently I've picked up genealogy as a hobby-- tracing my family tree-- and have found it very rewarding. And although it is very easy to spend lots of money on genealogical research, I've managed to dig up a lot of information while spending almost no money (so far!) So I figured I'd share some tips about how I've done it and you can too.But first, I thought I'd list some reasons why genealogy is such a fun and fulfilling hobby:Brings you together with family: As I've started to dig into genealogy, nearly all of my relatives ... (more)

Monday, April 14, 2008
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April 14, 2008 at 9:15 am ET
Posts from last week you should check out:Saving Money Versus Saving the World at The Simple Dollar. Trent points out that frugality is getting the best value for your money but that "value" can be defined not just personally but also communally, which I think is a really insightful way of framing it.You Deserve It! at Being Frugal. "When rewards get in the way of your long term goals, they become burdens."The Carnival of Personal Finance #147 was at Money Ning; posts I liked included Sustainability, Sustainable Development, and Financial Health, a guest post at Million Dollar Journey; ... (more)

Friday, April 11, 2008
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April 11, 2008 at 7:53 am ET
Sorry for the light posting this week; I'm out-of-town for work, pulling long days and feeling exhausted enough at the end of them that it's hard to muster the energy to post.Despite the long hours, stress, and tiredness, I'm still remaining relatively frugal. A few things I'm proud of on this trip:Planning for snacks and treats. I've been craving the salty and the sweet, potato chips and chocolate bars. On previous trips I've told myself I shouldn't eat that junk, then ended up spending over $15 in a week on a series of over-priced teeny-tiny bags of ... (more)

Monday, April 7, 2008
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April 7, 2008 at 7:00 am ET
Below are some of my favorite posts of the last week, but first I just wanted to keep you posted on the rates you can get at ShoreBank, my favorite bank (because it invests in community development and improving environmental impacts)-- the APY for the ShoreBank Direct high-yield online savings account is now 3.30%. It's sad to see the rates go down, but I continue to be impressed at how ShoreBank is staying at the head of the pack, since only a handful of savings accounts are offering above 3.00% at this point. Read what I've written about ... (more)

Saturday, April 5, 2008
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April 5, 2008 at 1:59 pm ET
I am posting this while riding a bus.No, not writing it while on a bus and posting it later-- there is wi-fi on this bus, so I am hitting "Publish Post" in the middle of the Jersey Turnpike somewhere in the vicinity of Newark. (And with my laptop plugged into the power outlet on the seat in front of me, too.) It is pretty darn cool, and just reinforces for me all the benefits of traveling by bus rather than driving whenever possible...Cheaper. I haven't run the numbers for all common bus routes, but DC to NYC ... (more)

Thursday, April 3, 2008
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April 3, 2008 at 9:11 am ET
Hi, and welcome to the April edition of the Carnival of Ethics, Values, and Personal Finance! Go ahead and explore the posts we've got this month...Being a Conscious Consumer/Investor Lisa Spinelli presents Socially Responsible Investing: Part 2- Mutual Funds: Know What You Own posted at Greener Pastures. Leon Gettler presents Fair Trade bonanza posted at Sox First. Peter presents Is it ok for a Christian to invest in "Vice Stocks"? Part 2 posted at Bible Money Matters.Penny Nickel presents Registering for what matters: Tips and resources for including non-traditional gifts in your ... (more)

Wednesday, April 2, 2008
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April 2, 2008 at 9:22 am ET
For the last few years, with my savings in high-yield savings or money market accounts, I haven't worried too much about interest rates and inflation. "All I want is to keep my savings safe and beat inflation," I kept telling myself, "so I'm doing fine." But with my bank account's APY dropping (from 5.00% to 4.15% to 3.30% in the last six months) and inflation climbing, I am starting to feel rather nervous. Part of why this money is important to me is because it will give me the freedom to make the best choices for a happy ... (more)

Monday, March 31, 2008
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March 31, 2008 at 9:31 am ET
Below are some of the posts I've enjoyed this week, but first, by popular demand, homemade ice cream recipes:Vanilla ice cream recipe: In a bowl, mix three eggs with one cup of sugar. Heat two cups of half-and-half on the stove until it is just starting to bubble (but before it boils.) Pour the hot half-and-half slowly into the egg mixture, stirring as you pour (you are basically raising its temperature slowly to avoid the eggs turning into scrambled eggs.) Then put the whole mixture back onto the stove on low heat and stir constantly for roughly 10-15 ... (more)

Saturday, March 29, 2008
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March 29, 2008 at 4:42 pm ET
Tonight over a hundred cities worldwide and hundreds of thousands of individuals are observing Earth Hour. Participating is easy-- turn off your lights (and other non-essential appliances) for an hour, from 8 to 9pm local time. (And register on the website so they can track you!) Last year when the campaign was focused on Sydney, Australia, energy use in the city was 10% lower than normal during Earth Hour.But if this sounds good to you, don't just participate one hour a year-- work on ways to decrease the energy you use on lighting year round, and it'll ... (more)

Thursday, March 27, 2008
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March 27, 2008 at 9:16 am ET
An article published in Science magazine last week included three studies from different angles all pointing to the same conclusion: people who spend their money on other people rather than on themselves are happier.The researchers analyzed the responses of a representative sample of hundreds of Americans who were asked questions about their spending and their level of happiness. They found that while the level of personal spending had no connection to people's happiness, spending on others-- charitable donations as well as purchases for friends and family-- was correlated with their levels of happiness: "Regardless of how much ... (more)

From Money and Values - view blog entries - visit this blog
March 27, 2008 at 9:16 am ET
An article published in Science magazine last week included three studies from different angles all pointing to the same conclusion: people who spend their money on other people rather than on themselves are happier.The researchers analyzed the responses of a representative sample of hundreds of Americans who were asked questions about their spending and their level of happiness. They found that while the level of personal spending had no connection to people's happiness, spending on others-- charitable donations as well as purchases for friends and family-- was correlated with their levels of happiness: "Regardless of how much ... (more)

Saturday, March 22, 2008
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March 22, 2008 at 12:49 pm ET
Background: My Dad went to the University of Arizona and has been a huge fan of their basketball team for as long as I remember. I always root for them because I know it's a big deal for my Dad, but I only follow them casually-- many years (like this one) I don't even know the names of any of their players. Anyway, Arizona made it to the NCAA tournament again this year-- not a surprise-- and their first game was in DC-- which is much more rare. My Dad had never seen Arizona play in ... (more)

Thursday, March 20, 2008
From Money and Values - view blog entries - visit this blog
March 20, 2008 at 9:49 am ET
I am a homemade ice cream convert, and loving it!See, I've been working on adjusting my mindset on frugality-- rather than thinking of "spending less" as success and "spending more" as a failure, I'm trying to focus more on getting the most out of my money. And with that definition, making homemade ice cream is a frugal success for me on all counts. Sure, financially I'm barely breaking even. But it tastes better, lets me use ingredients I feel good about, allows for more creative flavors, and is just fun to make!I should explain that I am an ice cream ... (more)

Monday, March 17, 2008
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March 17, 2008 at 11:41 pm ET
The Carnival of Personal Finance was at Being Frugal today-- one of my favorite posts was Shanti's discussion of how and why she wants to retire at 35 in What Financially Free Means to Me (My “Retirement” Plan).My March Madness entry has made it to the Sweet Sixteen at Free Money Finance-- click on over, make some hard decisions between some great posts, and if you want to vote for Think Before You Buy and help me get a little closer to winning a donation to Oxfam, it'd be much appreciated.My Open Wallet had a fascinating little post snatched from ... (more)

Saturday, March 15, 2008
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March 15, 2008 at 11:50 pm ET
Are you putting together a registry for your wedding/committment ceremony, a baby registry, or any other sort of gift wishlist? Do you believe in emphasizing meaning more than "stuff" in gift-giving, but aren't sure how to translate that into gift-receiving? There are a variety of different ways you can use a gift registry, some quite non-traditional; what it takes is thinking deeply and creatively about what you really want, and then, if you discover that what you'd appreciate receiving is not limited to brand new brand-name items, you may want to find a gift registry website that will help ... (more)

Thursday, March 13, 2008
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March 13, 2008 at 9:23 am ET
It's a little hard for me to believe, but as of today, it's been two years since I started Money and Values. Thanks so much to all of you who've joined me along the way! I've had a great time so far, and I hope you have too.Without further ado, here are some hightlights of the last two years, my favorites and yours:Think before you buy! A wallet-sized reminder of your prioritiesAll about co-ops & how to find one near youBananas, rice, sugar, and more: Where to find 12 types of fair trade products and other fair trade ... (more)

Tuesday, March 11, 2008
From Money and Values - view blog entries - visit this blog
March 11, 2008 at 6:30 pm ET
The second round of March Madness is going on at Free Money Finance-- stop by and vote for the posts you think should make it to the Sweet 16!  One of my posts got knocked out in the first round but another is still in play; you can vote for "Think before you buy!" at this link. Check out The Finwikian, a wiki with information about personal finance blogs and topics.   Because it's a wiki, that means participants collaboratively create and edit it; I just created a fledgling section for Socially/Eco-Conscious Money Bloggers, and you should add yourself to ... (more)

Saturday, March 8, 2008
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March 8, 2008 at 11:56 pm ET
Do you ever buy higher-priced items because you think their higher quality makes them a good value? Are you sure they're actually higher quality?It isn't news that consumers interpret higher prices as a signal of quality; for decades, studies have been demonstrating that we expect more expensive products to be better. But two recent studies have taken that conclusion a step further-- not only do prices affect our expectations of quality, but we may actually experience identical products as being better if they're priced higher.In a study released in January, researchers from CalTech and Stanford told subjects that ... (more)

Thursday, March 6, 2008
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March 6, 2008 at 7:25 am ET
Thanks for checking out this edition of the Carnival of Ethics, Values, and Personal Finance! We have two dozen wonderful posts on a variety of relevant topics. Please link to the carnival and spread the word.Editor's Picks Shut the Stuff Up! at The Butler Project by Mark Butler. The Choice of What is Right, and What is Easy at Cash Money Life by Cash Money Life. Being a conscious consumer/investor David Gross presents The Picket Line — 15 ... (more)

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