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From Money and Values - view blog entries - visit this blogFebruary 7, 2008 at 10:52 am ET
Thanks so much to Betsy of Money Changes Things for hosting our February edition of the Carnival of Ethics, Values, and Personal Finance. And if the great posts you'll find there aren't incentive enough to check it out, there's also a fun Girl Scout cookie theme complete with pictures! There were some really terrific posts submitted and included-- here are a few of my favorites: Conflicting Desires: Knowing That We Have Enough vs. Always Wanting to Better Ourselves (from Slow Down Fast Today!) How do you figure out what is "enough"? How do you appreciate the present rather than always looking towards the future? ... ( more)
From Money and Values - view blog entries - visit this blogFebruary 5, 2008 at 11:58 pm ET
I'm sitting here looking at my month-old power adapter for my iBook and smiling. It's been working perfectly, and it cost less than half as much as the official version that I bought to replace my broken adapter the last two times.It came down to 1) doing my research and 2) planning ahead. The first time around, I didn't even realize there were third-party adapters. By the second time the adapter went on the fritz, I was researching to see if I could buy the official version at a better price, and found out about my other ... ( more)
From Money and Values - view blog entries - visit this blogFebruary 1, 2008 at 3:49 pm ET
My favorite bank, ShoreBank, has announced that as of today their $1 minimum ShoreBank Direct account has a 4.15% APY (down from 5.00%.) I was actually expecting it to go lower, so I'm considering that good news! It's still higher interest than a lot of big names in the high-yield savings business; EmigrantDirect is at 4.05% now, HSBC at 3.80%, and ING's 3.40%, according to Bankrate. A quick bit of gushing about ShoreBank for those who haven't heard me talk about it before-- unlike traditional banks which take depositors' money and lend it out to where ever they get the biggest profit (including disturbing stuff like selling ... ( more)
From Money and Values - view blog entries - visit this blogJanuary 31, 2008 at 12:44 am ET
Sorry to be light on the posting this week, but work's been really hectic and I haven't had much time to catch my breath, let alone write dazzling posts for y'all. So instead, here are some links I've noticed lately: Madame X at My Open Wallet riffs off a New York Times article and gets great comments from readers on Making Choices: Time vs. Money Trent at The Simple Dollar ponders the connections between Emotional Fulfillment and Financial Success John at QueerCents asks, How Can Social Responsibility Be Made More Affordable? Pinyo at Moolanomy and some other bloggers talk about ... ( more)
From Money and Values - view blog entries - visit this blogJanuary 26, 2008 at 8:32 pm ET
Employee satisfaction is correlated with higher stock returns, according to an award-winning paper by Alex Edmans, finance professor at the University of Pennsylvania's Wharton business school.Edmans found that firms making it onto Fortune's 100 Best Companies to Work For list earned more than double the returns of the overall stock market between 1998 and 2005, and also consistently performed better when matched directly against companies in the same industries and with similar characteristics.The 100 Best list, which is two-thirds based on employee satisfaction surveys, is full of employers who offer high pay, great benefits-- like fully-paid health insurance, on-site child ... ( more)
From Money and Values - view blog entries - visit this blogJanuary 24, 2008 at 10:58 am ET
It was like a mirror-image of my regular self. I was poring through restaurant menus online, trying to find the most expensive one so I could eat there!Okay, so it's not quite as strange as it sounds. Last week was Washington DC's Restaurant Week, which means a whole bunch of different restaurants were offering dinners for the set price of $30.08 and lunches for $20.08. (Some have extended it an extra week or two, if you're interested.) Normally I never eat at places that cost that much, but the "Oooh, I love a good bargain!" part of my mind won ... ( more)
From Money and Values - view blog entries - visit this blogJanuary 21, 2008 at 11:03 am ET
This is a re-run of a post from last Martin Luther King Day.True compassion is more than flinging a coin to a beggar; it is not haphazard and superficial. It comes to see that an edifice which produces beggars needs restructuring.-- The Rev. Dr. Martin Luther King, Jr.Today, as we celebrate the life of a great man and the movements he was a part of, most of us probably know him through the canned, packaged story we're told about what he stood for and advocated, told in a way that makes us feel safe and proud of our country's progress ... ( more)
From Money and Values - view blog entries - visit this blogJanuary 20, 2008 at 2:39 pm ET
It's hard to believe, but Valentine's Day is just around the corner again, and I'm writing my annual post nice and early so you have plenty of time to get in on the sales and specials, and order all the fantastic fair trade items you want.As most of you know from earlier posts about fair trade, fair trade certification is about letting consumers know that the people who grow/harvest/make their products got a fair price and humane working conditions, which is a big step above the often horrible conditions (child labor, pesticide poisoning, intimidation and exploitation, etc) involved in producing ... ( more)
From Money and Values - view blog entries - visit this blogJanuary 17, 2008 at 11:58 pm ET
Okay, so I don't have no idea about my next steps to better align my life with my priorities. I have one idea (so far)-- get more sleep.See, there are a lot of things that are important to me but which I don't spend enough time on. But really, it's not that I don't have enough hours in the day. It's that too often (in the evenings especially, but weekends also) I'll think "I should get together with a friend" or "I should do some creative writing" but then follow it up with "No, I'm too ... ( more)
From Money and Values - view blog entries - visit this blogJanuary 14, 2008 at 12:46 am ET
According to a recent study, materialism in pre-teens and teenagers may actually be linked to low self-esteem. The study, which measured materialism by looking at what kinds of pictures young people included when asked to make collages of "what makes me happy," found that when kids read compliments about themselves from their peers before making the collages, the level of materialism they displayed dropped dramatically.So the study appears to suggest that even though many young people think having consumer goods is what makes them happy, if they start to feel better about themselves their focus will shift to non-materialistic ... ( more)
From Money and Values - view blog entries - visit this blogJanuary 10, 2008 at 9:41 am ET
What do China and I have in common? We're both decreasing our use of plastic bags!The big news from China yesterday is that they're banning the thinnest plastic bags altogether, and requiring that stores charge for thicker plastic bags rather than give them away for free. They're one of many countries (and cities, like San Francisco) that have taken on this issue, either by banning the bags or imposing taxes; apparently in Ireland, the 15 cent per bag tax has led to a 90-95% decrease in plastic bag usage: In Dingle's largest supermarket, the plastic bag levy ... ( more)
From Money and Values - view blog entries - visit this blogJanuary 6, 2008 at 2:35 pm ET
I've run the numbers for my financials, and it's exciting! (That's the upside of forgetting to do it on a regular basis-- you get a pleasant surprise at the end-- although I suppose you run the risk that it's an unpleasant surprise...)Savings: $38,923 (up $8,685 during 2007, or 22.3%)Retirement: $22,763 (up $6,606 during 2007, or 29.0%)Debt: $8,305 (down $5,340 during 2007, or 64.3%)Net worth: $53,381 (up $20,631 during 2007, or 38.6%)I was hoping to have the savings number above $40K, but I'll be there soon enough. Instead, I did a lot of debt repayment, and now ... ( more)
From Money and Values - view blog entries - visit this blogJanuary 3, 2008 at 9:07 am ET
Welcome to the Carnival of Ethics, Values, and Personal Finance! We've got a lot of great stuff to offer this month, from turtles to Boy Scouts and from gift cards to gardeners... we hope you enjoy them all!Giving/Philanthropy Ted Stearns presents Random Acts of Self-Control posted at Seasoned TradeLines. (A great post on reasons for giving, even when you're struggling financially.) Leon Gettler presents Kick the Kringle posted at Sox First. PT presents A Better Way to Say "NO" posted at Prime Time Money.Joshua C. Karlin presents Why ... ( more)
From Money and Values - view blog entries - visit this blogJanuary 2, 2008 at 8:45 pm ET
When you have a choice between a shorter route with tolls to pay, or a longer one without them, what do you usually do? Do you pick time or money?I drive very rarely, so I don't typically have to make those decisions. But earlier this week I borrowed my boyfriend's car to drive to New Jersey to visit friends for New Year's, and I was faced with exactly that dilemma.Originally I was just going to take the route that Google Maps said was the quickest. But then I asked my Mom (who drives that way to NYC ... ( more)
From Money and Values - view blog entries - visit this blogDecember 30, 2007 at 11:55 pm ET
The calendar is about to switch into 2008, and I still have not turned on the heat in the apartment this winter!This has certainly been helped by the fact that Washington DC is warmer than Chicago. (And that since it's an apartment building, I don't have to worry about freezing pipes.) But it has not always been easy. There've been more than a few days when not only blankets, but also sweaters, fuzzy slippers, and tea or hot chocolate have been needed to keep me warm. And getting dressed in the morning is usually a ... ( more)
From Money and Values - view blog entries - visit this blogDecember 27, 2007 at 3:22 pm ET
[I'm enjoying the company of family this week as well as trying to take some time to relax, so I know my posting's a little light. In the meantime, here's a rerun of a post from last year. The goal of having "less stuff" in your home and in the world doesn't end with the gifts you give-- it also means figuring out how to make good use of the unwanted stuff you receive, which would otherwise be pure waste and clutter.] 'Tis the season to be staring at a pile of gifts that make you go "Huh?" or "Ugh!" If you're like me, they're usually destined to end up ... ( more)
From Money and Values - view blog entries - visit this blogDecember 21, 2007 at 11:43 am ET
As we head into the new year, I want to make some blogging-related New Year's resolutions, but instead of deciding for myself what I should be trying to do in 2008, I'd rather hear from you about what you'd like to see. So please, tell me what you do and don't like about business-as-usual here at Money and Values, and what changes you'd like to see in the future. What do you think about the topics I write about? Which are your favorites, and which do you skip over? Do you want me to write more (or less) about socially ... ( more)
From Money and Values - view blog entries - visit this blogDecember 18, 2007 at 12:16 am ET
I was looking around Global Exchange's fair trade store online and came across some tips for greening your online shopping. Two of them were things I'd never really thought about before, but will be keeping in mind from now on, and hopefully you will too:Choose ground shipping. According to Global Exchange, air shipping generates five times the emissions as shipping by truck. (Six, says the Natural Resources Defense Council.) And according to this New York Times op-ed, overnight shipping is especially bad because nighttime flights cause twice the pollution of daytime flights. Ship your packages to ... ( more)
From Money and Values - view blog entries - visit this blogDecember 13, 2007 at 9:35 pm ET
Disclaimer: If you're looking to order gifts online, please take a good long moment to consider if you can substitute one of a dozen other ways to give more meaning and less stuff-- which will almost always be more socially conscious than ordering new stuff online.However... if you're going to end up buying new stuff anyway, there are a growing number of great sources online for gifts that are socially conscious and can connect with your values, whether those values are about the environment, fair trade, local business, etc. Read on!Click here to jump to a list of ... ( more)
From Money and Values - view blog entries - visit this blogDecember 9, 2007 at 4:29 pm ET
Now that we're in the middle of Hanukkah, and Christmas is right around the corner, it's the time of year when gift-giving is on everyone's mind. I don't know about you, but it drives me nuts to give and receive so much meaningless stuff, just out of tradition. It's bad for the environment, it's stressful to have extra clutter in the house, and it emphasizes material objects as the way to show people you care about them. Ugh!So I keep trying to figure out different ways to keep the good parts of holiday gifting-- the spirit of ... ( more)
From Money and Values - view blog entries - visit this blogDecember 6, 2007 at 9:40 am ET
Hi, and welcome to this month's Carnival of Ethics, Values, and Personal Finance! I hope you enjoy the posts below, share them with your friends and blog readers, and get more involved with the Carnival by linking to it on your blog, submitting posts for next month's edition, and signing up to host. Now, without further ado...Family, Values, and Prioritiesleftwingchristian presents Wants vs Needs posted at Suburban Wife's Daily Dollar Diary.Christine presents The Single Mom and The Cost of Starting an Online Business posted at Me, My Kid and Life: An American Single Mom Living in France.Kyle James ... ( more)
From Money and Values - view blog entries - visit this blogDecember 3, 2007 at 1:19 am ET
According to a recent survey by BBMG, 88% of Americans say the labels "conscious consumer" or "socially responsible" fit them well (and more than a third say the labels fit them very well)-- much higher than I would have guessed. (PDF here; article summarizing some results here.)Of course, there's a difference between thinking of yourself in a certain way and actually acting on it. BBMG estimates that only about 30% of Americans actually involve their values and ideals in their purchasing-- 10% who go out of their way to do it consistently (the "Enlighteneds," as they title the ... ( more)
From Money and Values - view blog entries - visit this blogNovember 29, 2007 at 11:30 pm ET
The Carnival of Ethics, Values, and Personal Finance will be posted the first Thursday of every month from now on. (I think that makes more sense than "every fourth week," if you were wondering why it wasn't up today.)Check out past editions, and submit your posts for future editions...
... ( more)
From Money and Values - view blog entries - visit this blogNovember 25, 2007 at 11:57 pm ET
Attention Co-op America members-- Betsy Teutsch (of the great blog Money Changes Things, which I bet anyone who likes Money and Values would enjoy) is running for the board of directors of Co-op America. Look for your ballot in your latest mailing (you can vote until December 31, but the ballots are arriving now.) You can also read her candidate statement and more at this post of hers.Oh, and if you aren't a Co-op America member, why haven't you joined yet? Their tagline is "Economic Action for a Just Planet." They have a ton of ... ( more)
From Money and Values - view blog entries - visit this blogNovember 21, 2007 at 11:43 am ET
As I've said before, one of my best strategies for resisting dining out too much is to learn to make my favorite fancy restaurant dishes at home. One meal that I love but have struggled with is eggplant parmesan. Now, I know how to make eggplant parmesan at home, but it's such a hassle that I find myself avoiding it. Cut the eggplant, drain the eggplant for an hour or more, dip the eggplant in flour and then egg and then bread crumbs, fry the eggplant, bake the eggplant... I've done it occasionally, but it's just a lot of work, and ... ( more)
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