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Sunday, May 11, 2008
From Financial Fitness - view blog entries - visit this blog
May 11, 2008 at 11:44 pm ET
Running out of eye contact solution always sneaks up on me, and so I found myself at the drugstore today.But it's one of those drugstores that always has new neat things in it, and so ... (more)

Friday, May 9, 2008
From Financial Fitness - view blog entries - visit this blog
May 9, 2008 at 10:55 am ET
I have a friend who recently got Life Coach certification. She's now pregnant. She wants quit her job and be a Life Coach instead. All admirable stuff, until she turned me into a source ... (more)

Tuesday, May 6, 2008
From Financial Fitness - view blog entries - visit this blog
May 6, 2008 at 11:00 pm ET
I am reading about risk management right now for the first of the CFP classes and dang if I am not freaked out!The exposure people have to getting sued is amazing, in some ways it's ... (more)

Monday, May 5, 2008
From Financial Fitness - view blog entries - visit this blog
May 5, 2008 at 12:19 pm ET
A birthday dinner here, an anniversary dinner there, clothes shopping here, day trips there. We spent, unplanned, to the tune of almost $1,000.00.Crap!Time to pull in the reins a little bit.I'll pull from the monthly ... (more)

Friday, May 2, 2008
From Financial Fitness - view blog entries - visit this blog
May 2, 2008 at 12:27 pm ET
Yeah, I know. Insurance. YAWWNNN. But you know it's fundamental for protecting your financial security, so I'll make this as painless as possible.Think of the key 4 insurance types as cornerstones to your ... (more)

Thursday, May 1, 2008
From Financial Fitness - view blog entries - visit this blog
May 1, 2008 at 12:02 pm ET
My friend Douglas started a not-for-profit in Tanzania several years ago to help artisans develop business skills to sell to western markets. He has gotten more and more involved in the communities as time has ... (more)

Wednesday, April 30, 2008
From Financial Fitness - view blog entries - visit this blog
April 30, 2008 at 10:50 am ET
When projecting your future rate of return, say, on your retirement accounts, or even just your savings account, it's more accurate to use an inflation-adjust rate of return.Here's how you do it:((1 + interest rate/1 ... (more)

Monday, April 28, 2008
From Financial Fitness - view blog entries - visit this blog
April 28, 2008 at 12:15 pm ET
Well, looks like I may be in the market for a new car sooner than I wanted. Lately it's been making these disconcerting creaky noises when driving slow and braking, or driving slow, turning ... (more)

Friday, April 25, 2008
From Financial Fitness - view blog entries - visit this blog
April 25, 2008 at 11:32 am ET
It may be because I live in Seattle, and am surrounded by a bunch of folks who feel entitled to a perfect economy and life with no conflict, but the degree to which I am ... (more)

Thursday, April 24, 2008
From Financial Fitness - view blog entries - visit this blog
April 24, 2008 at 11:49 am ET
I bought Vanguard's ETF (Exchange Traded Fund) that's benchmarked to the FTSE All World ex US Index (what's that?). The ETF is the "Vanguard FTSE All World Ex-US Index ETF".Stock symbol = VEU.It tracks with ... (more)

Wednesday, April 23, 2008
From Financial Fitness - view blog entries - visit this blog
April 23, 2008 at 11:56 am ET
In researching which ETFs to buy next for our IRAs, I stumbled upon indexing strategies (an indexing strategy is the strategy the fund uses to track to the index it's benchmarked to, say the S&P ... (more)

Tuesday, April 22, 2008
From Financial Fitness - view blog entries - visit this blog
April 22, 2008 at 11:51 am ET
Seems like every day that goes by there's another new fancypants name someone is coming up with : Retirement Specialist, Investment Representative, Investment Advisor, Insurance Specialist.It's all a bunch of crap. Here's how I understand ... (more)

Monday, April 21, 2008
From Financial Fitness - view blog entries - visit this blog
April 21, 2008 at 12:41 pm ET
In my Financial Planning Process and Insurance class (one of the classes that prepares you for the Certified Financial Planner exams), we are learning about the Time Value of Money.Why should you be interested in ... (more)

Friday, April 18, 2008
From Financial Fitness - view blog entries - visit this blog
April 18, 2008 at 11:01 am ET
Whenever I look at the $ amount we give in charitable contributions, it looks big.But I just ran the YTD against our income, and the % sucks.Horribly embarrassing, wow.Not as generous from a % as ... (more)

Thursday, April 17, 2008
From Financial Fitness - view blog entries - visit this blog
April 17, 2008 at 11:39 am ET
I knew this month would be a fun one to tally up, due to some cash infusions from Bear's job switch, but since I haven't been keeping tabs on balances since last month, I didn't ... (more)

Wednesday, April 16, 2008
From Financial Fitness - view blog entries - visit this blog
April 16, 2008 at 2:52 pm ET
Yeah yeah I know I missed the 07 contribution by a day, but I didn't have the money until yesterday.Anyway we already filed way back in February.I put $1250 each of new funds into our ... (more)

Tuesday, April 15, 2008
From Financial Fitness - view blog entries - visit this blog
April 15, 2008 at 4:27 pm ET
No, wait, that one was worse. In 1988 there were no jobs, the economy was bleak, oil glut and S&L crisis, no bright spots anywhere.And it didn't last just a few months or even a ... (more)

Monday, April 14, 2008
From Financial Fitness - view blog entries - visit this blog
April 14, 2008 at 12:34 pm ET
I may have missed it, but whenever I read about the role of income producing real estate, it's in vague terms (think Richard Kiyosaki), or a cautionary tale on what can go wrong managing property.I ... (more)

Sunday, April 13, 2008
From Financial Fitness - view blog entries - visit this blog
April 13, 2008 at 12:36 pm ET
Last night we were catching up with some family friends from the Silent Generation (late 60s-late 70s).The conversation went negative (on their part) pretty quickly when we started discussing the economy.They personally did very well ... (more)

Saturday, April 12, 2008
From Financial Fitness - view blog entries - visit this blog
April 12, 2008 at 12:13 pm ET
I got my car back yesterday from the body shop.I spent $588 on top of what Buppy's insurance covered for the original damage, because I had some other work done on it.When I picked it ... (more)

Friday, April 11, 2008
From Financial Fitness - view blog entries - visit this blog
April 11, 2008 at 12:28 pm ET
Last night was the first session of the first course (Financial Planning Process and Insurance).It was all women, including the instructor. Is that random or something else?Anyway, the first session covered:Financial Planning Process, Personal Financial ... (more)

Thursday, April 10, 2008
From Financial Fitness - view blog entries - visit this blog
April 10, 2008 at 12:16 pm ET
After dropping off my car Monday morning at the bodyshop (courtesy of buppy's sideswipe a few weeks back), I rented, courtesy of his insurance co., a car."What a piece of crap!" I said to myself ... (more)

Wednesday, April 9, 2008
From Financial Fitness - view blog entries - visit this blog
April 9, 2008 at 12:18 pm ET
Whenever I estimate retirement scenarios using online retirement tools, I come up with numbers that, to me, look wildly optimistic.I take our retirement accounts, plus equity in rental house (it's part of our retirement mix), ... (more)

Tuesday, April 8, 2008
From Financial Fitness - view blog entries - visit this blog
April 8, 2008 at 12:08 pm ET
How?Well, that's just how good Microsoft's health benefits are (or for us, were).Last Saturday we spent 3 hours going through the health benefits with new employer.Pretty much signed up for the same coverage, but well ... (more)

Monday, April 7, 2008
From Financial Fitness - view blog entries - visit this blog
April 7, 2008 at 1:00 pm ET
In Summer 2005 we converted to gas heat, and thus a gas furnace.Bless his heart, but Hubs hasn't changed the filter since then.What does he discover when he opens it up yesterday to clean out ... (more)

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