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Friday, May 9, 2008
From The Finance Journey - view blog entries - visit this blog
May 9, 2008 at 7:51 am ET
Honestly, I haven’t been following the economic stimulus payment schedule that closely. I knew I was going to get one pretty soon but never really figured out exactly when I was going to get it. Well, I checked my accounts through Yodlee this morning (like I do just about every morning) and noticed the following [...] ... (more)

Thursday, May 1, 2008
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May 1, 2008 at 9:28 am ET
Taxable Accounts: $796.20 - Liquid Savings - 3.55% APY HSBC Savings Account $15,412.98 - Savings - 4.25% APY Countrywide Savings Account $8,279.05 - Checking - 3.01% APY Schwabb Investor Checking Account $15,466.10 - Stocks - Misc. Direct Investments $4,959.67 - Stocks - Ameritrade Izone $3,663.04 - Stocks - Zecco $2,700.12 - Bonds - TreasuryDirect $51,250.16 TOTAL Retirement Savings: $17,462.75 - ROTH IRA - Vanguard $1,145.31 - [...] ... (more)

Wednesday, April 23, 2008
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April 23, 2008 at 12:57 pm ET
I think I am ready to officially declare it spring here in New York. With that, it means its time to do all the summer outdoor maintenance that comes with owning a house. For me, this means: Changing the oil and sharpening the blades on my lawnmowers. Fertilizing the lawn. Repainting areas needing attention. Pest control around the [...] ... (more)

Thursday, April 17, 2008
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April 17, 2008 at 2:37 pm ET
Well, finally at the update for the fifth and final of my 5 financial goals for 2008. So far there are some goals I have done well with, and other that certainly need work. Here is a recap of this final goal: 5.) Put 15% Of Our Income Into 401ks I have been doing this [...] ... (more)

Tuesday, April 15, 2008
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April 15, 2008 at 7:35 am ET
Here is an update on my fourth of 5 financial goals for 2008. Here is a recap of this goal: 4.) Earn $5,000 In Income From Side Businesses 2007 was also a bad year for side income. My friend and I have a business but we were both too busy most of the year to do [...] ... (more)

Wednesday, April 9, 2008
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April 9, 2008 at 11:40 am ET
Taking some more time to review our 5 financial goals for 2008 a quarter into the year. Our third goal for the year was: 3.) Fund at least $4,000 in our ROTH IRA’s I have to admit, before purchasing our new home I was doing a lot better with the ROTH savings. I slacked in 2007 [...] ... (more)

Tuesday, April 8, 2008
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April 8, 2008 at 9:55 am ET
Here is an update on our second of 5 financial goals for 2008. The following is a recap of this goal: 2.) Pay Down 20% Of Our Non-Mortgage Debt This is a pretty ambitious goal but I think we can do it. After the wedding and home purchase though we have quite a few assets our [...] ... (more)

Thursday, April 3, 2008
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April 3, 2008 at 12:14 pm ET
Earlier this year I had set 5 financial goals for 2008. I thought I would take some time this month to reflect and check in on our progress on these goals. I’ll start today with out first goal: 1.) Better Merge Our Finances Since getting married last year, my wife and I still haven’t fully [...] ... (more)

Wednesday, April 2, 2008
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April 2, 2008 at 9:48 am ET
Taxable Accounts: $942.13 - Liquid Savings - 3.55% APY HSBC Savings Account $15,363.16 - Savings - 4.25% APY Countrywide Savings Account $8,197.60 - Checking - 3.01% APY Schwabb Investor Checking Account $15,616.64 - Stocks - Misc. Direct Investments $5,060.36 - Stocks - Ameritrade Izone $3,589.11 - Stocks - Zecco $2,677.38 - Bonds - TreasuryDirect $51,446.38 TOTAL Retirement Savings: $16,547.68 - ROTH IRA - Vanguard $1,088.86 - [...] ... (more)

Thursday, March 27, 2008
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March 27, 2008 at 1:35 pm ET
There are a few “Friends and Family” sales coming up some stores that I thought may be of interest. Typically these sales involve a % off or sales on certain items if you have a printout of the invitation. SearsSunday March 30th, 6-9pm 10% off almost everything in the store. All Kenmore Appliances will be [...] ... (more)

Wednesday, March 26, 2008
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March 26, 2008 at 12:48 pm ET
The time at my company has finally come to give out our yearly reviews and salary actions. Working remote often makes this a bit difficult as its kind of informal to do it over the phone, but luckily my manager was able to combine it with some other meetings he was flying into town [...] ... (more)

Monday, March 24, 2008
New Site Theme (6 clicks)
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March 24, 2008 at 11:31 am ET
I have changed the layout here on The Finance Journey. Its been a while in the making, and it still has some flaws (mostly in Internet Explorer 6) but nothing that should take away from the usability of the site. I figured I would put it in since if I didn’t, I probably would let [...] ... (more)

Thursday, March 13, 2008
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March 13, 2008 at 3:23 pm ET
I had posted before about the Windows Feedback Program where you could sign up with Microsoft to install tracking software on your computer. Unfortunately the offer is not open to new participants but I was able to get in as hopefully were a few other people who read us. Well, I received an email from [...] ... (more)

Saturday, March 8, 2008
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March 8, 2008 at 5:10 pm ET
For all you coffee loving folks out there, Starbucks is set once again to offer free coffee to customers on Saturday March 15th 2008 from 10am to 12pm. A great way to cut down on your latte factor (for a day at least). Here is the breakdown from past events: Starbucks will host its Starbucks Coffee [...] ... (more)

Monday, March 3, 2008
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March 3, 2008 at 8:13 am ET
The 142nd edition of the Carnival of Personal Finance is up over at The Baglady. It has many great personal finance articles in one spot, including my post on Startups Offering Credit Scores / Reports. Carnival of Personal Finance #142 Share This ... (more)

From The Finance Journey - view blog entries - visit this blog
March 3, 2008 at 2:00 am ET
Taxable Accounts: $1,791.06 - Liquid Savings - 3.55% APY HSBC Savings Account $15,310.77 - Savings - 4.25% APY Countrywide Savings Account $3,215.48 - Checking - 3.01% APY Schwabb Investor Checking Account $14,893.49 - Stocks - Misc. Direct Investments $5,256.05 - Stocks - Ameritrade Izone $3,474.02 - Stocks - Zecco $2,663.50 - Bonds - TreasuryDirect $46,604.37 TOTAL Retirement Savings: $16,477.72 - ROTH IRA - Vanguard $1,099.76 - [...] ... (more)

Friday, February 29, 2008
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February 29, 2008 at 9:01 am ET
It seems like a new free credit site is popping up every day now. Quizzle is yet another site, but unlike some other sites it offers a free credit score and report (Experian PLUS). It is also owned by Quicken Loans which may ease some of your concerns over giving your person information [...] ... (more)

Wednesday, February 27, 2008
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February 27, 2008 at 9:36 am ET
For those of you looking to stay on top of your credit report, there are a couple new startup companies that may help. Checking your credit report regularly for inaccuracies can help you make sure there are no surprises when you go looking for a loan, new credit card, or even a job. I’m sure [...] ... (more)

Monday, February 25, 2008
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February 25, 2008 at 1:21 pm ET
Well last week I finally received the 1099 I was waiting for from Zecco. This weekend I was able to finish up my taxes and file them with the IRS. According to the IRS schedule I should get my refund direct deposited on March 7th. Free Efiling For the last 2 years I have used [...] ... (more)

Thursday, February 21, 2008
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February 21, 2008 at 10:39 am ET
In a new move, prestigious Stanford University has decided not to charge tuition to students whose families earn less than $100k a year. This move is largely because the university’s endowment fund is exploding and currently stands at $17.1 billion - a 22 percent increase from just last year. They have been getting [...] ... (more)

Tuesday, February 19, 2008
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February 19, 2008 at 1:06 pm ET
The Starwood Preferred Guest program will be updating some of its hotel categories on March 4, 2008. This includes moving quite a few hotels to higher categories so they require more starpoints to get a free night. Some of you may know I am a frequent user of this program, and I have an Amex [...] ... (more)

Thursday, February 14, 2008
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February 14, 2008 at 10:01 am ET
I am almost done with my taxes for 2007 and it looks like I will be getting a pretty hefty refund. Wasn’t quite my desire to give the government such a large 0% loan, but it was our first full year in a new home and my wife’s first year at her new job [...] ... (more)

Tuesday, February 12, 2008
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February 12, 2008 at 10:53 am ET
Less than a year after their last rate increase, the US Postal Service is one again raising the price of stamps. Beggining May 12, 2008 the first class rate will rise to 42 cents for a 1 oz letter. More details of the price increase can be found at the USPS website. If you [...] ... (more)

Monday, February 11, 2008
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February 11, 2008 at 9:03 am ET
Get your sweetie some flowers this Valentines Day without breaking the bank. Aldis stores are having the same deal posted here last year. A dozen roses will only set you back $5.98 (or $2.99 per 6). However if you want the long stem variety those will set you back $16.99. They [...] ... (more)

Saturday, February 9, 2008
From The Finance Journey - view blog entries - visit this blog
February 9, 2008 at 3:00 pm ET
Here are some posts from other personal finance sites I found interesting this week: Trent at The Simple Dollar gives us Nine Tactics for a Frugal Valentine’s Day. Wade at The Dollar Detour explores Excels Virtues Over Quicken / Money. Mighty Bargain [...] ... (more)

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