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From One Million and Beyond - view blog entries - visit this blogMay 16, 2008 at 1:13 pm ET
Liquid assets are assets that can be converted into cold hard cash quickly and without any significant penalty. By this it means that if you were to take your mutual funds and convert them to cash it would take a day or two tops and you might face a small fee but overall it would [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogMay 15, 2008 at 2:56 pm ET
When it comes to investments everyone says that you need to diversify to protect yourself. If you invest everything into one stock and it crashes all of your investment goes along with it. Having one source of income is very similar. If all of your income comes from one job you’re at much greater financial [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogMay 13, 2008 at 10:37 am ET
When I first started writing this blog I was in a pretty rough financial situation but things didn’t look all that bad because I was making a pretty good salary at $75K per year. A few months after that I took a 33% pay cut to take a great opportunity which meant I was [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogMay 12, 2008 at 10:00 am ET
You’ve been hearing stories about people taking advantage of credit card rewards and getting cash back or flying around the world for free and you want to join them. Chances are the moment you start looking around you’ll do exactly what I did: give up! There are so many different cards out there that trying [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogMay 11, 2008 at 8:46 pm ET
To all the mothers out there: we might not always say it but we appreciate everything that you have done for us and continue to do for us. My mother has been a great inspiration and a great sounding board for many of my crazy ideas (my wife gets many of those now). Thank you!
I [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogMay 9, 2008 at 12:29 pm ET
Since the price of crude oil and gasoline have been going up drastically the topic of saving on your gas costs has been common on many blogs. We love our cars and the bigger they come the better regardless of how much gas they guzzle. I wanted to jump into this general conversation with my [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogMay 8, 2008 at 10:00 am ET
One of the most common reactions to something we don’t understand is fear. It drives us into many of the stupid decisions we make and thoughtless things we say. I know I don’t speak for every person but too often when we don’t understand something and rather than trying to find information we simply react [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogMay 7, 2008 at 10:00 am ET
The thought of calculating the amortization on a mortgage is enough to give me a headache and prevent me from even attempting it. I know that there are sites and tools out there that can help by doing a lot of these financial calculations and I have used them in the past. Yesterday I ran [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogMay 6, 2008 at 9:19 am ET
Over the past couple weeks things on my end have been very crazy and hectic; not only was there a great deal of work that I had to do but I’m also slowly plugging away on a couple projects that I wanted to complete. The projects are still moving forward but everything unessential was effectively [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogApril 30, 2008 at 9:53 am ET
Do you know how much money you have to spend freely at anygiven moment? I have an idea but if I happen to forget a bill that’s due then Imight spend money that’s not available. A little while back I was introduced toa little trick when it comes to managing your money by my that [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogApril 29, 2008 at 10:28 am ET
This week’s Carnival of Personal Finance (#150) is up over at Lazy Man and Money. He was kind enough to include my post about House Hunting in an Uncertain Market. This Carnival is definitely worth checking out since there are 115 posts included in it (it took Lazy Man 16 hours to put it together!!). ... ( more)
From One Million and Beyond - view blog entries - visit this blogApril 29, 2008 at 10:22 am ET
I know this posting is a few days late but the last couple weeks have been very crazy and hectic. We have made a house purchase and we’ve placed our house on the market. Unfortunately this involved a great deal of cleaning and organizing which has taken up most of our time. I haven’t been [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogApril 25, 2008 at 9:00 am ET
Debbie Dragon is a writer for Creditorweb.com, where she writes about credit card offers, responsible credit card use, and rewards programs.
With all the focus on getting out of debt and paying off high interest credit cards, you might be wondering why I would suggest using credit cards to improve your financial situation. The truth [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogApril 24, 2008 at 8:15 am ET
We have found a house that we like and we’ve placed an offer for; now its time for the making sure everything with the house is sound. After a few weeks of looking for a house we actually found one that we liked and wanted. We placed an offer on the house and after a [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogApril 21, 2008 at 7:17 am ET
This past week was another incredibly busy one - our house
hunt continued which also meant that we’re starting to clean our place for sale
if we find a house we like. I’ve come up with a few observations about the
whole process: first off people can be real slobs. There were a couple places
that we went into [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogApril 16, 2008 at 8:00 am ET
House hunting can be daunting at the best of times but it can be truly unnerving in an uncertain market. My wife and I have just started to look at houses to purchase. This is right around the time that things in the overall marketplace seem to be as uncertain as I can remember them. [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogApril 14, 2008 at 2:29 pm ET
This past week has been a busy one mostly because of some personal stuff (birthdays and such). This didn’t leave me with as much time as I would have liked for keeping up to date with this site or any other side project. But I did manage to find a little time to finalize the [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogApril 11, 2008 at 9:15 am ET
Let’s face it cars are expensive, from car payments to insurance costs to gas prices all of these items add up to a great deal of money. When I was younger I really took this for granted. As I got further and further into debt I started to look at where my money was going [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogApril 8, 2008 at 6:56 am ET
If you look at anything and practice it enough it almost becomes an art form. This is very true when it comes to playing the piano or painting but I believe it’s true for most things. A perfect example in the personal finance world is buying in bulk. If you buy a product in bulk [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogApril 7, 2008 at 8:58 am ET
This past week was another busy one and a productive one from a work front. I have been making some progress on the sales side of my job while at the same time helping out from the actual work point of view. Unfortunately I ended up out of the office almost as much as I [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogApril 3, 2008 at 8:00 am ET
This week I participated in a couple carnivals and they’re both up and in place. They’ve got a lot of great articles in them. Here they are:
Carnival of Personal Finance #146 – Hosted by Stocktradingtogo
Festival of Frugality #119 – hosted by Consumerism Commentary
Check them out they’ll keep you reading for a while! ... ( more)
From One Million and Beyond - view blog entries - visit this blogApril 2, 2008 at 10:18 pm ET
The past couple days have been a bit crazy in that I haven’t had much time to sit down and write but that has given me a little time to mull over the past month and my goal for April. Rather than come up with a couple goals that I wanted to work on I’m [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogMarch 30, 2008 at 10:31 pm ET
This week has been a quiet plodding type of week for me. There have been a lot of projects that I haven’t really managed to make great headway on but there has been some forward momentum. The redesign for this site is mostly into wordpress though I got side tracked upgrading my computer which delayed [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogMarch 27, 2008 at 9:00 am ET
Originally from Flickr, uploaded by MadMan
Spending money to save money sounds like an oxymoron but when it comes to car maintenances it really can save you money. There are a few very obvious ways that it can save you money such as reduced gas and maintenances costs as well as increasing the life of your [...] ... ( more)
From One Million and Beyond - view blog entries - visit this blogMarch 25, 2008 at 8:47 am ET
I’ve been hearing a lot recently about snowflaking and although I understand the idea behind it I’ve never really looked into it. I wanted to learn more about the idea and to see if there was any real merit behind it.
The idea of snowflaking is pretty straightforward in that any extra money that you save [...] ... ( more)
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