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Tuesday, June 3, 2008
From One Million and Beyond - view blog entries - visit this blog
June 3, 2008 at 10:30 am ET
Successful people are an inspiration to many and a source of jealousy to many more. For every success story that we hear we often forget that there are countless others that didn’t accomplish anything. Most of us know who Bill Gates, Stephen Spielberg, and Warren Buffet are based on their immense success not the tens [...] ... (more)

Monday, June 2, 2008
From One Million and Beyond - view blog entries - visit this blog
June 2, 2008 at 9:58 pm ET
In the past I’ve tracked my spending but this is the first time that I’ve kept daily tabs on my expenses. Not only that, but this is the first time I’ve actually posted the results on this site. I have to admit that it was a bit scary at first to tell the world what [...] ... (more)

Sunday, June 1, 2008
From One Million and Beyond - view blog entries - visit this blog
June 1, 2008 at 6:09 pm ET
This is the second weekly budget that I’m putting together. I had a look at the previous week’s results and I have to say that I’m quite impressed with the end result. I think that with a little bit of effort I should be able to meet similar numbers. I’ll post an assessment of my [...] ... (more)

Saturday, May 31, 2008
From One Million and Beyond - view blog entries - visit this blog
May 31, 2008 at 10:51 pm ET
This blog has been in existence for a while and I have never run a contest in all of that time. I was waiting for there to be a significant and compelling reason for me to run one and I now have one. In last weeks budget post I said that there would be a [...] ... (more)

Wednesday, May 28, 2008
Cash or Debit? (13 clicks)
From One Million and Beyond - view blog entries - visit this blog
May 28, 2008 at 1:14 pm ET
Do you carry around cash for the week or do you use your debit card for all of your purchases? In the past if I had a wallet full of money it would vanish in the blink of an eye and I wouldn’t know what happened to it. I’m no longer that bad with carrying [...] ... (more)

Sunday, May 25, 2008
From One Million and Beyond - view blog entries - visit this blog
May 25, 2008 at 3:41 pm ET
I’ve been floating along with my finances for way too long and this week I simply decided to get a handle on everything. I reassessed my cashflow which wasn’t nearly as bad as it could have been but that doesn’t mean everything is all happy in the land of Matt’s finances. I’m still spending too [...] ... (more)

Friday, May 23, 2008
From One Million and Beyond - view blog entries - visit this blog
May 23, 2008 at 10:13 am ET
Getting a hold of my ongoing cashflow has been a challenge and I’m not really certain why. Maybe I just like to spend my money too much. As part of getting a hold of my finances I sat down last night and went through the mountain of receipts that I’ve collected over the past couple [...] ... (more)

Thursday, May 22, 2008
From One Million and Beyond - view blog entries - visit this blog
May 22, 2008 at 8:02 am ET
When I first started writing this blog I was further in debt than I am now and I was spending money all the time. Now a couple years later I’m spending less (and making less) and I’m still in debt though not as much. The reality is that although there has been some improvements, significant [...] ... (more)

Wednesday, May 21, 2008
Hacked! (7 clicks)
From One Million and Beyond - view blog entries - visit this blog
May 21, 2008 at 10:58 am ET
I discovered today by coincidence that my site had been hacked. Someone put in code to place a bunch of invisible links in my footer file. I have fixed the problem but its very frustrating to see something like that on one of my sites. It also explains the fact that this site has been [...] ... (more)

Tuesday, May 20, 2008
From One Million and Beyond - view blog entries - visit this blog
May 20, 2008 at 12:18 pm ET
The eternal question: Save money or time? The price of convenience can be costly but it can also be a very reasonable trade off. If you’re trying to save as much money as possible you will definitely inconvenience yourself a little for the sake of your goal. But on the other hand if you’re trying [...] ... (more)

Friday, May 16, 2008
From One Million and Beyond - view blog entries - visit this blog
May 16, 2008 at 1:13 pm ET
Liquid assets are assets that can be converted into cold hard cash quickly and without any significant penalty. By this it means that if you were to take your mutual funds and convert them to cash it would take a day or two tops and you might face a small fee but overall it would [...] ... (more)

Thursday, May 15, 2008
From One Million and Beyond - view blog entries - visit this blog
May 15, 2008 at 2:56 pm ET
When it comes to investments everyone says that you need to diversify to protect yourself. If you invest everything into one stock and it crashes all of your investment goes along with it. Having one source of income is very similar. If all of your income comes from one job you’re at much greater financial [...] ... (more)

Tuesday, May 13, 2008
From One Million and Beyond - view blog entries - visit this blog
May 13, 2008 at 10:37 am ET
When I first started writing this blog I was in a pretty rough financial situation but things didn’t look all that bad because I was making a pretty good salary at $75K per year. A few months after that I took a 33% pay cut to take a great opportunity which meant I was [...] ... (more)

Monday, May 12, 2008
From One Million and Beyond - view blog entries - visit this blog
May 12, 2008 at 10:00 am ET
You’ve been hearing stories about people taking advantage of credit card rewards and getting cash back or flying around the world for free and you want to join them. Chances are the moment you start looking around you’ll do exactly what I did: give up! There are so many different cards out there that trying [...] ... (more)

Sunday, May 11, 2008
From One Million and Beyond - view blog entries - visit this blog
May 11, 2008 at 8:46 pm ET
To all the mothers out there: we might not always say it but we appreciate everything that you have done for us and continue to do for us. My mother has been a great inspiration and a great sounding board for many of my crazy ideas (my wife gets many of those now). Thank you! I [...] ... (more)

Friday, May 9, 2008
From One Million and Beyond - view blog entries - visit this blog
May 9, 2008 at 12:29 pm ET
Since the price of crude oil and gasoline have been going up drastically the topic of saving on your gas costs has been common on many blogs. We love our cars and the bigger they come the better regardless of how much gas they guzzle. I wanted to jump into this general conversation with my [...] ... (more)

Thursday, May 8, 2008
From One Million and Beyond - view blog entries - visit this blog
May 8, 2008 at 10:00 am ET
One of the most common reactions to something we don’t understand is fear. It drives us into many of the stupid decisions we make and thoughtless things we say. I know I don’t speak for every person but too often when we don’t understand something and rather than trying to find information we simply react [...] ... (more)

Wednesday, May 7, 2008
From One Million and Beyond - view blog entries - visit this blog
May 7, 2008 at 10:00 am ET
The thought of calculating the amortization on a mortgage is enough to give me a headache and prevent me from even attempting it. I know that there are sites and tools out there that can help by doing a lot of these financial calculations and I have used them in the past. Yesterday I ran [...] ... (more)

Tuesday, May 6, 2008
From One Million and Beyond - view blog entries - visit this blog
May 6, 2008 at 9:19 am ET
Over the past couple weeks things on my end have been very crazy and hectic; not only was there a great deal of work that I had to do but I’m also slowly plugging away on a couple projects that I wanted to complete. The projects are still moving forward but everything unessential was effectively [...] ... (more)

Wednesday, April 30, 2008
From One Million and Beyond - view blog entries - visit this blog
April 30, 2008 at 9:53 am ET
Do you know how much money you have to spend freely at anygiven moment? I have an idea but if I happen to forget a bill that’s due then Imight spend money that’s not available. A little while back I was introduced toa little trick when it comes to managing your money by my that [...] ... (more)

Tuesday, April 29, 2008
From One Million and Beyond - view blog entries - visit this blog
April 29, 2008 at 10:28 am ET
This week’s Carnival of Personal Finance (#150) is up over at Lazy Man and Money. He was kind enough to include my post about House Hunting in an Uncertain Market. This Carnival is definitely worth checking out since there are 115 posts included in it (it took Lazy Man 16 hours to put it together!!). ... (more)

From One Million and Beyond - view blog entries - visit this blog
April 29, 2008 at 10:22 am ET
I know this posting is a few days late but the last couple weeks have been very crazy and hectic. We have made a house purchase and we’ve placed our house on the market. Unfortunately this involved a great deal of cleaning and organizing which has taken up most of our time. I haven’t been [...] ... (more)

Friday, April 25, 2008
From One Million and Beyond - view blog entries - visit this blog
April 25, 2008 at 9:00 am ET
Debbie Dragon is a writer for Creditorweb.com, where she writes about credit card offers, responsible credit card use, and rewards programs. With all the focus on getting out of debt and paying off high interest credit cards, you might be wondering why I would suggest using credit cards to improve your financial situation. The truth [...] ... (more)

Thursday, April 24, 2008
From One Million and Beyond - view blog entries - visit this blog
April 24, 2008 at 8:15 am ET
We have found a house that we like and we’ve placed an offer for; now its time for the making sure everything with the house is sound. After a few weeks of looking for a house we actually found one that we liked and wanted. We placed an offer on the house and after a [...] ... (more)

Monday, April 21, 2008
From One Million and Beyond - view blog entries - visit this blog
April 21, 2008 at 7:17 am ET
This past week was another incredibly busy one - our house hunt continued which also meant that we’re starting to clean our place for sale if we find a house we like. I’ve come up with a few observations about the whole process: first off people can be real slobs. There were a couple places that we went into [...] ... (more)

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