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From The Finance Buff - view blog entries - visit this blogMay 15, 2008 at 2:42 pm ET
Back in March I wrote The Case Against Roth 401(k) in which I said I think for most people the majority, if not 100%, of the contribution should go to a Traditional 401(k). I gave ... ( more)
From The Finance Buff - view blog entries - visit this blogMay 12, 2008 at 11:22 am ET
Don't laugh. I finally got TV in my home. I have a TV, the physical device. I use it for watching DVDs. I just haven't had TV programming in the last few years. I canceled ... ( more)
From The Finance Buff - view blog entries - visit this blogMay 7, 2008 at 11:13 am ET
I'm reviewing the book Gotcha Capitalism today. I first heard about the book on public radio. The author Bob Sullivan was interviewed on Fresh Air by Terry Gross (36 minutes) and on Marketplace by ... ( more)
From The Finance Buff - view blog entries - visit this blogMay 3, 2008 at 10:40 pm ET
News came that Microsoft withdrew its takeover offer for Yahoo! Microsoft originally offered $31 a share. They were willing to raise to $33, but Yahoo! was looking for $37. What's another $4 a share? You'd ... ( more)
From The Finance Buff - view blog entries - visit this blogMay 1, 2008 at 11:00 am ET
The S&P/Case-Shiller Home Price Indices came out for February 2008. They showed a year-over-year decline for most cities. The announcement from Standard & Poor's came with the following chart (click on it for a larger ... ( more)
From The Finance Buff - view blog entries - visit this blogApril 29, 2008 at 11:06 am ET
You've probably read it somewhere -- credit unions are better than banks. That's what Consumer Reports, Bankrate.com, and Money magazine say. Credit unions are owned by members. They are not for profit. They pay higher ... ( more)
From The Finance Buff - view blog entries - visit this blogApril 28, 2008 at 10:33 am ET
Here are some interesting articles I found last week. Debt Collection Done From India Appeals to U.S. Agencies (New York Times) - It shouldn't be a surprise. When you call customer service, you talk ... ( more)
From The Finance Buff - view blog entries - visit this blogApril 23, 2008 at 10:53 am ET
Ranking above overdraft or NSF fees from the banks, late fees from credit card companies are probably the most hated fees. Even finance blogger and business executive Shadox who is usually on top of these ... ( more)
From The Finance Buff - view blog entries - visit this blogApril 21, 2008 at 11:50 am ET
A reader asked a few weeks ago if I'd write something about the Series I Savings Bonds (or "I Bonds" in short). I was thinking of doing it but I now see Jonathan at My ... ( more)
From The Finance Buff - view blog entries - visit this blogApril 19, 2008 at 11:59 am ET
Here are some articles I found interesting this week: Consumers Want Informed Choice on Overdraft Fees and Banking Options (pdf, via Payments News) - A survey from Center for Responsible Lending found that most ... ( more)
From The Finance Buff - view blog entries - visit this blogApril 16, 2008 at 5:50 pm ET
Here's a Jeopardy question. A financial service charges no fee if you have less than $100,000 with them. If your account has $100,000 or more, they charge you $100 a year ... ( more)
From The Finance Buff - view blog entries - visit this blogApril 14, 2008 at 10:47 am ET
I closed my mortgage refinance last month. I often hear the media saying that people who signed up for an adjustable rate mortgage (ARM) didn't know their interest rate can adjust. Well, make no more ... ( more)
From The Finance Buff - view blog entries - visit this blogApril 12, 2008 at 1:54 am ET
Here are some food for thought for this week: My Very Own Risk-Based Repricing Experience (Credit Slips) - A law professor wrote about his experience with disputing a billing error on his credit card. ... ( more)
From The Finance Buff - view blog entries - visit this blogApril 9, 2008 at 6:59 am ET
Ever since I wrote Restricted Stock Units (RSU) Sales and Tax Reporting, I received many questions. They all relate to sell-to-cover, which is the default, and often the only option people have for their restricted ... ( more)
From The Finance Buff - view blog entries - visit this blogApril 7, 2008 at 1:21 pm ET
The New York Times reported that Senate Democrats and Republicans reached a tentative deal on the new housing bill. Among the various provisions is a federal income tax deduction for property tax paid by taxpayers ... ( more)
From The Finance Buff - view blog entries - visit this blogApril 4, 2008 at 6:17 pm ET
Here are some interesting articles for this week. IRS making sure your rebate gets spent (Marketplace, audio) - This April Fool's story fooled me. It gave me a good laugh. Iceland's Biggest Banks Targeted by ... ( more)
From The Finance Buff - view blog entries - visit this blogApril 2, 2008 at 10:33 am ET
I wrote about China's stock market bubble in May and September last year. At that time, China was in the news all the time. People both inside China and outside China were very excited about ... ( more)
From The Finance Buff - view blog entries - visit this blogMarch 31, 2008 at 1:06 pm ET
As you all may know by now, I listen to the Marketplace Money program on public radio every week via their podcast. It's a great program. It always has interesting topics and their economics editor ... ( more)
From The Finance Buff - view blog entries - visit this blogMarch 29, 2008 at 2:45 am ET
Here are some interesting articles. Some are from last week which I didn't have room to include. What Moves Mortgage Rates? (HSH Associates) - Excellent article from HSH Associates on what determines the mortgage rates. ... ( more)
From The Finance Buff - view blog entries - visit this blogMarch 26, 2008 at 10:56 am ET
[This post first appeared as a guest post on Free Money Finance on March 19, 2008. I added two footnotes on March 26, 2008.] Smarty what? That was my first reaction when I read about ... ( more)
From The Finance Buff - view blog entries - visit this blogMarch 24, 2008 at 11:40 am ET
Marketplace Money, the personal finance program on public radio, had a segment on 401k plan fees a few weeks ago. The host Tess Vigeland interviewed pension consultant Matthew Hutcheson, who said 90% or more of ... ( more)
From The Finance Buff - view blog entries - visit this blogMarch 21, 2008 at 1:20 pm ET
Market volatility continued. The Fed cut interest rate by 0.75%. The market wanted a 1% cut. For the first time, the Fed dared to give the market less than what they demanded. I added some ... ( more)
From The Finance Buff - view blog entries - visit this blogMarch 19, 2008 at 11:02 am ET
To Roth or not to Roth, that is the question. Starting in 2008, like many other employers, my employer also started offering the Roth 401k option in our 401(k) plan. This question of whether one ... ( more)
From The Finance Buff - view blog entries - visit this blogMarch 17, 2008 at 1:37 am ET
I read the book When Genius Failed: The Rise and Fall of Long-Term Capital Management a long time ago. I re-read it last weekend in light of the recent news about the failure of hedge ... ( more)
From The Finance Buff - view blog entries - visit this blogMarch 14, 2008 at 5:29 pm ET
It was another eventful week in the stock market. The Fed offered to lend up to $200 billion to banks and Wall Street firms on Tuesday. It gave an undisclosed amount of emergency funding to ... ( more)
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