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From Personal Finance Advice - view blog entries - visit this blogJanuary 20, 2008 at 10:42 am ET
By Ann Hartter
I know many kids who grow up and go to college on their own dime, spending all their own hard earned cash for the next twenty years getting out of that debt. I also know of several kids who had a stockpile of cash they could use for tuition, even if they skipped [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogJanuary 19, 2008 at 8:01 am ET
By Jennifer Derrick
Along with tracking my “penny wise” savings this year, another thing I vowed to do was to track where I found money. I don’t mean “finding” as in digging in my couch cushions or getting my tax refund. I mean finding money that wasn’t lost by me. Each day that I found money, [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogJanuary 18, 2008 at 10:50 am ET
By Shannon Christman
As a child, I went grocery shopping with my adult sister at a store that didn’t exist in my hometown. When she checked out, the cashier gave her a number of stamps based on how much she had spent, and she discovered that she had enough saved to treat me to a [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogJanuary 17, 2008 at 10:25 am ET
By Jeffrey Strain
When it comes to personal finances, most people concentrate on saving and investing money. This can be a problem because issues that may not first appear to have much to do with personal finances can often have a dramatic affect on them. Productivity is just one of these.
The more productive you are, the [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogJanuary 16, 2008 at 11:10 am ET
By Shannon Christman
Other than our mortgage and utilities, the majority of our regular spending goes to consumables. It’s amazing to think how much it costs to keep our bodies fed, clean, and healthy. Penny pincher that I am, I try to squeeze every last bit out of our consumable items before I throw [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogJanuary 15, 2008 at 9:35 am ET
By Cortni Marrazzo
We recently had our first snow of the winter and now my city is under a blanket of white. Snow sure makes everything more beautiful (except the roads and my car). Many people take advantage of winter sports like skiing, snowboarding and snowmobiling, but these activities can come with quite a [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogJanuary 14, 2008 at 8:01 am ET
By Jennifer Derrick
Some people are “pound wise and penny foolish.” That is, they focus their savings efforts only on big items while letting small amounts of money slip through their fingers. Having tallied up my “penny savings” from last year, I can tell you that small amounts of money can quickly add up to big [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogJanuary 13, 2008 at 8:01 am ET
By Shannon Christman
“Countercultural” is one of the last things most people would call me, but the description that fits me well. Chances are, if you are reading this article, you are countercultural, too. Living within your means and saving for the future are pretty radical ideas in our culture of easy credit and [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogJanuary 12, 2008 at 8:01 am ET
By Ann Hartter
My son asked for some bananas for snack, and I started singing something I had a vague recollection of: “Yes, we have no bananas, we have no bananas today!” I got the melody all wrong, and as my husband and I tried to finagle the right tune, I offered banana spread I had [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogJanuary 11, 2008 at 9:20 am ET
By Cortni Marrazzo
Judging by the fact that my computer is telling me that multifunctionality is spelled wrong as I’m typing this, I’m going to take a guess that it’s not a real word. True as that may be, it should be pretty obvious what meaning I’m trying to get across - is something that [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogJanuary 10, 2008 at 8:34 am ET
By Jennifer Derrick
Many years ago, I started walking, then running, for fitness. I needed to exercise more and everyone told me how walking/running was such great exercise and, best of all, it was free! All I had to do, I was told, was put on a pair of sneakers that I already had and go. [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogJanuary 9, 2008 at 9:26 am ET
By Shannon Christman
Personal finance books and articles offer many simple ways to save money — cut out a daily trip to Starbucks, turn down the heat by one degree, order water at restaurants — and all of these tips are useful, but we often ignore the fact that the best way to save money is [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogJanuary 8, 2008 at 10:25 am ET
By Cortni Marrazzo
I recently stumbled upon the idea of a different tax system that some are advocating our country change to called The Fair Tax. I don’t know if my head has been in the sand about this or if many other people have never heard of it as well. It was an [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogJanuary 7, 2008 at 9:02 am ET
By Jennifer Derrick
We haven’t had a significant salary raise in this household for quite some time. Yet, despite the fact that our income hasn’t gone up very much, our standard of living has increased. We’re able to travel more and buy more of our wants. Not all, but some. I wondered how this could be. [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogJanuary 5, 2008 at 8:30 am ET
By Jennifer Derrick
I try to live an environmentally friendly life. Among other things, I drive a smaller car, I recycle, and I use compact fluorescent light bulbs. I’m interested in doing more to help the environment, but sometimes I find myself stymied by the cost of becoming truly green. Environmentally friendly detergents, cleaning products, light [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogJanuary 4, 2008 at 9:34 am ET
By Cortni Marrazzo
I was recently on a lengthy cross-state drive with a few family members that took us through miles and miles of farmland. Along the way, my brother in law asked “What do farmers do in winter?” Now, I’m no farming expert, but I always like to share my ideas as possible [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogJanuary 3, 2008 at 9:53 am ET
By Shannon Christman
Some bits of advice are so common that they’re cliche - don’t put all your eggs in one basket, don’t count your chickens before they hatch, don’t look a gift horse in the mouth, and so forth. But have you ever thought about how advice for other areas of your life can [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogJanuary 2, 2008 at 8:30 am ET
By Shannon Christman
In England, letterboxing is old news - more than 150 years old, in fact - but I only heard about it for the first time (from two different sources) in 2007. It may be gaining more popularity because of its close relation to geocaching and the many recent books and movies about puzzle-themed [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogJanuary 1, 2008 at 11:50 am ET
By Jennifer Derrick
In recent weeks I’ve felt a distinct discomfort when listening to the media, the government, and even my acquaintances talk about money. It’s always been pretty clear that I’m not normal and that I don’t fit financially into this society. I’m a saver and a proponent of more frugal lifestyles. I’m not a [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogDecember 31, 2007 at 8:06 am ET
By Shannon Christman
Coupon clippers and other frugal types are under constant scrutiny by those who are eager to call them “penny wise but pound foolish.” “You might be saving pennies there,” the naysayers say, “but you waste dollars on the big things.” While penny pinchers who overlook big savings are common enough to [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogDecember 30, 2007 at 8:06 am ET
By Ann Hartter
Somewhere along my most recent three-week vacation, I started to compare it to last year’s three-week road trip. I began to make a list of the little things that make a big difference when it comes to the price, cost, or value on vacation. Here are 20 lessons that I have learned.
1. [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogDecember 29, 2007 at 8:06 am ET
By Shannon Christman
Creativity is vital for frugal living. No, you don’t need to be a poet or a sculptor to save money, but you do need to look at life a little differently from how most people do. One of the ways creativity comes into play when saving money is in problem solving. [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogDecember 28, 2007 at 2:06 pm ET
By Jeffrey Strain
While I know you’re probably putting together a list of New Year’s resolutions if you haven’t done so yet, I would ask that you stop. Don’t even bother. Boycott the whole tradition. Refuse to get suckered into a yearly game that gives the impression that it will help, but actually does you more [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogDecember 28, 2007 at 8:06 am ET
By Jennifer Derrick
The drumbeat of recession talk continues to grow louder in the media and amongst financial analysts. The housing crisis, the credit crunch, high energy prices, the falling dollar, inflation, and slowing consumer spending are all contributing to a troubled economy. While no one can see into the future and know for certain whether [...] ... ( more)
From Personal Finance Advice - view blog entries - visit this blogDecember 27, 2007 at 5:06 pm ET
By Cortni Marrazzo
Who doesn’t hate the clutter of junk mail that comes via snail mail? Someone’s always advertising something and it just seems to pile up in your garbage can. I’ve personally done virtually all I can to eliminate junk mail from my physical mailbox, but when it comes to my e-mail inbox, [...] ... ( more)
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