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From The Digerati Life - view blog entries - visit this blogDecember 31, 2007 at 5:03 pm ET
Who knew that we could actually save money while paying our bills? That’s not all — our bill-paying habits can actually be costing us some extra bucks if we’re not careful. So depending on what kind of bill pay system we’re using (if we have one at all!), we could be inadvertently contributing [...] ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 31, 2007 at 12:18 am ET
Here’s a nice way to welcome in the New Year!
I was quite pleasantly surprised when Will Chen from Wise Bread wrote to inform me that they are holding a few contests that you may all be interested in joining. Wise Bread is promoting the launch of their new forum and they are doing so [...] ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 30, 2007 at 11:12 am ET
Looks like the peer-to-peer lending buzz is picking up steam!
Just a quick announcement to let everyone know that I am now a contributing blogger at the recently established Prosper Blog. You may want to check out the Prosper community and blog, which will be featuring regular content from several other personal finance [...] ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 28, 2007 at 3:15 pm ET
Our Business and Financial Year In Review…
I thought to end this week with a post that discussed how the last year turned out for us financially, while sometime next week, I’ll cover some of our goals for the coming year. 2007 was quite eventful with several decisions being mulled over in our household that [...] ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 27, 2007 at 12:55 pm ET
Develop a home buying budget and find out what kind of property is right for you.
A lot of the problems we are seeing right now in the real estate market are due to homeowners who’ve overstretched their budgets to afford the house they wanted. In order to avoid such a predicament, we should be [...] ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 26, 2007 at 2:59 pm ET
What do you think of this photo of Katie Holmes shopping with her child? Easy targets perhaps?
Though Christmas is over, the winter retail season is still in full swing. I actually don’t shop very often since I don’t enjoy the activity very much, but this is one of those times when I do [...] ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 25, 2007 at 2:01 am ET
We’re celebrating pretty heavily these last couple of days so I may be “out of it” for a while… well, until tomorrow I guess. But I’d like to wish you all a very Merry Christmas and best wishes for the season.
Enjoy Your Day!
Tags: Merry Christmas, Happy Holidays ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 24, 2007 at 10:50 am ET
I wasn’t sure what the turnout was going to be for the Carnival of Personal Finance on the Eve of Christmas, but it looks like we’re celebrating as big a party as any you would expect from our financial online community! I enjoyed so many of these articles, and I found that I had [...] ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 23, 2007 at 10:47 am ET
Personal Finance Reads
The Simple Dollar ponders on whether an all cash lifestyle is what is required to beat a debt habit. I’ll have to say if the debt habit is serious, this should be the way to go — there are studies that show that it works.
Lazy Man and Money shares with us how [...] ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 22, 2007 at 11:44 am ET
How generous have you been this year? Apparently, your genes have something to do with it!
One of my favorite children’s books of all time is the Giving Tree, a story about true altruism and love. We’ve had it ever since someone gave it to us as a gift for one of my kids, and we love reading it often, at bedtime.
The story made me think of other examples of altruism, such as good samaritans in today’s world, who risk a lot to help others. Or even the moves some of the big billionaires have made to give ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 20, 2007 at 11:23 am ET
Before long, it’ll be tax season once again…
Today’s guest post is brought to you by My Dollar Plan, a blog authored by Madison, a 28 year old mother of two young children who also works in management for a fortune 500 company. Her hobby is personal finance and enjoys helping out others with their finances. You will find Madison’s personal story on her site, as well as her financial goals, and a detailed Q & A. From what I’ve read, we share similar profiles, but with some differences, such as our professions and her extensive background in ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 19, 2007 at 10:59 am ET
The Carnival of Personal Finance will be here shortly!
While Santa Claus is coming to your town, the Carnival of Personal Finance will be alighting on our doorstep at around the same time!
So as the year winds down while the winds pick up, and we all settle in to enjoy our Christmas parties and [...] ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 18, 2007 at 11:38 am ET
Profiling debt through some personal debt and bankruptcy stories.
I agree with the analogy that shedding one’s debt is so much like shedding pounds: the more you have of it, the tougher it gets!
Debt seems to be so much easier to take on these days, given how easy it is to get more credit. [...] ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 17, 2007 at 11:06 am ET
“There may be better investment strategies, but the number of strategies that are worse is infinite.” - John Bogle
Like many other financial bloggers and hobbyists out there, I’ve been approached by many family members, friends and coworkers to discuss a myriad of financial issues. It’s usually a very lively and animated discourse that ends [...] ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 16, 2007 at 12:44 pm ET
We’re back with the latest on the financial blogosphere! Let’s check out what’s happened in the lives of some of our favorite bloggers…
Who’s pondering paying off their car loan using a credit card strategy?
Who just completed a home renovation project under $50,000?
Who’s not too happy with Target… and why?
Who lost their job contract?
Who has their 2008 Budget all planned out?
Find out in the roundup….
Personal Finance Reads
The Simple Dollar has a heart-to-heart talk with a young person in his life. I’ve learned that for many successful people, the opportunity to have worked with a mentor has helped them ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 14, 2007 at 12:22 pm ET
Welcome to The Digerati Life Real Estate Gift Boutique!
Inspired by this article from SFGate about real estate gifts, I garnered some illustrations that reflected some highly interesting real estate oriented gifts for the home buyer, seller, owner, renter or investor. I hope you enjoy your window-shopping experience! [I would like to disclose [...] ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 13, 2007 at 11:03 am ET
The evolution and education of a long-term investor.
I often hear about horror stories regarding people who’ve made big mistakes trying to invest their hard earned money. These horror stories happen because of the lack of familiarity people have about the investment world. We may have been there before as well — a typical [...] ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 12, 2007 at 12:29 pm ET
Money Smart Life recently presented the Carnival of Personal Finance - Edition 130 and did something unique: Ben captured the highlights of the carnival through a video presentation and it was interesting to finally hear his voice! I must also thank him for selecting my post as one of his picks. Here were [...] ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 11, 2007 at 10:23 am ET
All you ever wanted to know about how to shop for groceries.
Photo by Robert Wechsler
How much do you spend on groceries? The answer varies depending on where you live, how many people you live with, and what your buying patterns are and can range from a very thrifty $50 a month per head in the most frugal American households to a more typical $150 a month per person or even to a more extravagant $300 and higher a month, per head. You may cringe at thousand dollar grocery bills for your typical family of four but they’re ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 10, 2007 at 2:01 pm ET
I’ve barely blinked and it’s the end of the year already. I feel like I’m once more cramming to get things done before we step into 2008. Last year, I did a post about some smart year end reminders which we’ve tacked on to our current “to do” list, but since then, I’ve [...] ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 9, 2007 at 11:37 am ET
Personal Finance Reads
The Simple Dollar covers some techniques to try when faced with a major life or financial decision. Look to both rational and objective approaches as well as to subjective and emotional responses to help you make your decisions.
Lazy Man and Money tells us why he hates Monster.com as he enters into a [...] ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 7, 2007 at 2:02 pm ET
This must be our anthem.
I’m publishing this YouTube video which has resonated greatly with me because it tells the story of what I went through in the dot-com era, especially the part about “trading in my twenties for a worthless pile of tech stock” and “suffering through the market crash and losing a giant wad [...] ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 6, 2007 at 5:44 pm ET
There was a time when we didn’t have kids, a time when we never bothered with Christmas lights, decor, trees and so forth. But when you have children and your entire street lights up like noone’s business, then you end up wanting to join the town light parade to some degree so that you’re [...] ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 5, 2007 at 3:36 pm ET
Awesome! We’ve got a new carnival up and running in the financial arena, and it’s called “The Carnival of Financial Goals”, started up by Cash Money Life. Its inaugural edition showcases the 2008 resolutions of various financial bloggers. If you’re curious what we’re all planning to accomplish in the next year, do [...] ... ( more)
From The Digerati Life - view blog entries - visit this blogDecember 4, 2007 at 11:06 am ET
Be careful where you put your rainy day fund.
I didn’t expect to see the day when I’d question where we’ve been keeping our cash. For almost two decades, it’s been sitting in a money market mutual fund (MMF) in an investment institution, growing at a snail’s pace. Well, the last couple of weeks, [...] ... ( more)
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