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Tuesday, April 15, 2008
From The Digerati Life - view blog entries - visit this blog
April 15, 2008 at 1:59 pm ET
Are you a frugalist, capitalist or both? Here are some loose (ballpark) definitions to help you with that question: Frugalist: someone who is thrifty and who puts emphasis on saving money. Capitalist: someone who enjoys pursuing money-making ventures and who focuses on income generation. I had asked this question earlier, and as expected, most people who responded to this [...] ... (more)

Monday, April 14, 2008
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April 14, 2008 at 11:26 am ET
The secret to money success is this straightforward phrase uttered time and again throughout the financial community: spend less than you earn. Doing so is the foundation for getting out of debt, living within your means and potentially heading towards millionaire status someday, especially when you throw in the awesome power of compounding into [...] ... (more)

Sunday, April 13, 2008
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April 13, 2008 at 1:03 pm ET
Personal Finance Reads Get Rich Slowly: J.D. polled several personal finance bloggers and asked them and his readers this question: “what do you splurge on“? Seems like the common denominator is food! , though I answered something else. All Financial Matters: This is great money advice to pass on to your kids. My favorite [...] ... (more)

Saturday, April 12, 2008
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April 12, 2008 at 11:58 am ET
Recession ahead? Here’s how to worry less about your portfolio. As we face an impending market downtrend and economic recession, there are a few things you can do to prepare for what seems like the inevitable. If you’re already a cautious investor to start with, there may not be too much to worry about, [...] ... (more)

Thursday, April 10, 2008
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April 10, 2008 at 2:11 pm ET
You finally found the perfect house and you’re close to realizing the dream of owning your own home…so close that you can taste it. It’s a great time in your life but are you really financially ready to achieve these goals? Before mortgage lenders can grant you a loan, they of course would like to make [...] ... (more)

Wednesday, April 9, 2008
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April 9, 2008 at 12:33 pm ET
Short Announcements and This Week’s Featured Money Carnival A quick reminder to say that if you haven’t wrapped up your taxes yet, you may be able to benefit from this TaxCut giveaway over at Sound Money Matters. I’d like to thank Donna Freedman from MSN Smart Spending and Lance Turner from the Arkansas Business blog for sharing [...] ... (more)

Tuesday, April 8, 2008
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April 8, 2008 at 11:36 am ET
Start looking good and you may just earn more money. Vanity and the search for physical perfection cuts across genders. In the past, I’d written about the business of beauty and the economics of cosmetics, where I talked a great deal about how much work women do to make themselves look more attractive. I [...] ... (more)

Monday, April 7, 2008
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April 7, 2008 at 10:34 am ET
We all want to stretch our bucks as far as we can even as we replenish our grocery supplies every week or replace old items that we need to make our lives function smoothly. It was surprising to me how much money we can save if we just make some everyday things last longer. Take [...] ... (more)

Sunday, April 6, 2008
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April 6, 2008 at 12:08 pm ET
Heard through the grapevine: Mint.com has just partnered with Motley Fool to provide you with great personal finance content through the Mint blog. I’d like to encourage you to check out Mint, as it is a Web 2.0 personal finance tool that’s already garnered a lot of attention since its launch. Only [...] ... (more)

Saturday, April 5, 2008
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April 5, 2008 at 10:29 am ET
Running your own business as a sole proprietor or entrepreneur puts you in the driver’s seat and leaves you there for a long time. Your decision-making skills will be honed like in no other situation, except perhaps… parenthood. And for countless entrepreneurs, operating a business requires goals of making money to keep both the [...] ... (more)

Thursday, April 3, 2008
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April 3, 2008 at 8:43 pm ET
Money management and personal finance are activities that we all can’t escape doing — in fact, if we do a bad job with these tasks, then we immediately encounter the unpleasant results and feel the brunt of not being on top of our “money game”. We’ll see the results in the form of escalating [...] ... (more)

Wednesday, April 2, 2008
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April 2, 2008 at 1:18 pm ET
Free Money Finance just closed his March Madness competition and my submission did make it to the Final Four round, as one of four other posts. I have to thank FMF for hosting this event again (this was my 2nd year of participating) and for sweetening the prize pot by offering donations to the [...] ... (more)

Tuesday, April 1, 2008
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April 1, 2008 at 1:39 pm ET
How much do you need to save and invest for your retirement? Even as inquiring minds want to know, this is one well-covered subject in personal finance. I’ve often heard that in order to maintain the lifestyle we’re already accustomed to living, we’ll need to be making between 75% to 90% of our current [...] ... (more)

Monday, March 31, 2008
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March 31, 2008 at 8:43 pm ET
If you enjoy personal finance, I’d like to offer you the convenience of automatic updates from this site, The Digerati Life. If you’d like to include my posts in your RSS feed reader, just click on this little button : You can also add us to your reader or email box by trying [...] ... (more)

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March 31, 2008 at 11:04 am ET
Tax deductions… we all want as much of them as we can. And with the complicated tax code, you could be missing a few of them if you happen to be itemizing your tax return. It seems that some tax deductions aren’t as well publicized nor as well referenced as we’d like them [...] ... (more)

Sunday, March 30, 2008
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March 30, 2008 at 5:06 pm ET
Before I launch into my roundup I wanted to share with you a post I wrote that was just published at the Prosper blog, which carries a simple debt reduction tip. My message was this: if you want to reduce your debt, don’t get tempted to take it on in the first place! [...] ... (more)

Saturday, March 29, 2008
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March 29, 2008 at 3:05 pm ET
Discussing financial tools and personal financial views at a finance blogger conference In San Francisco. I spent the day in San Francisco yesterday at a blogger conference sponsored by Networth IQ and Expensr. At the ‘Personal Finance Leaders Workshop by “The Bay”‘, we had the opportunity to share personal financial views, discuss financial tools, and to [...] ... (more)

Thursday, March 27, 2008
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March 27, 2008 at 4:12 pm ET
Money can bring you a lot and get you far, but it can never buy one of the most important things in life. You can’t buy love. You can buy a lot of imitations — but never the real thing! So don’t waste money, years, or even moments trying. Know this: Real love is [...] ... (more)

Wednesday, March 26, 2008
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March 26, 2008 at 6:57 pm ET
Mid-Week Personal Finance Articles Brip Blap: Like many of you, I feel that time flies way too fast, with my days feeling much shorter than 24 hours. So this great productivity post marks the spot; it tell us how to make the most out of our days. Million Dollar Journey: True, if you upgrade your housing, [...] ... (more)

Tuesday, March 25, 2008
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March 25, 2008 at 1:11 pm ET
Are we in a recession? That’s the consensus right now. But we won’t know that until the economic numbers are in telling us what we already know and feel. Here’s what some of the more bearish economists are saying: David Rosenberg of Merrill Lynch expects home prices will decline 15 percent in 2008 [...] ... (more)

Monday, March 24, 2008
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March 24, 2008 at 2:05 pm ET
A rising tide lifts all boats. There was a time when the Bay Area was subject to that proverbial rising tide, where easy money chased opportunities and opportunities minted even more money. During the tech boom of the previous decade, the rich got richer, the less rich got a bit richer, and most everyone was [...] ... (more)

Sunday, March 23, 2008
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March 23, 2008 at 12:28 pm ET
Despite not have a day job anymore, I’m busier than ever doing some contract work as the company blog editor of a financial startup (which you may be familiar with ). I’m also still trying to keep up with my own blog along with trying to keep house, with being the designated driver [...] ... (more)

Saturday, March 22, 2008
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March 22, 2008 at 11:10 am ET
If you haven’t yet started on your taxes, then you’ll need to get going! To help you out, I’m publishing the 2008 and 2007 Tax Bracket Tables (or Tax Rate Schedules) below — as seen in this AOL page — to use as a quick review for figuring out your taxes. But take [...] ... (more)

Thursday, March 20, 2008
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March 20, 2008 at 8:38 pm ET
I’ve been using TurboTax to file both my personal and business taxes for three years now, and for me, it’s a lot like having an accountant right in my computer! My personal knowledge of taxes and finding deductions is extremely limited — but I have found that by using TurboTax to file my dreaded [...] ... (more)

Wednesday, March 19, 2008
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March 19, 2008 at 4:56 pm ET
Want more personal finance? Here’s another way to get your financial fix from the web. Among the interesting personal finance community resources you should look into, such as pfblogs.org, the new Finwikian site (care of Mrs. Micah) and the monthly rankings of FIRE Finance, is this new site called Alltop or “All The [...] ... (more)

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